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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Westchester County, New York

Fat Boy Data analyzed home purchase mortgage activity in Westchester County, New York, home to Yonkers, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 21,385 applications were decided by 290 lenders between 2023 and 2025.

Westchester County at a glance

290Active lenders98 with 20+ decisions
89.3%Market approval rate19,095 of 21,385 decided
$515KTypical loanmedian lender, $10K brackets
97%Borrower take-up18,470 loans funded

How Westchester County compares

Approval rate compared
Westchester County89.3%New York87.7%All 616 counties87.6%
Typical loan compared
Westchester County$515KNew York$495KAll 616 counties$335K

What the data shows

JPMorgan Chase Bank, National Association made the most home purchase mortgages in Westchester County, NY, 2,166 of them.

Morgan Stanley Private Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 99% of 410.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 65% approved of 141One lender: 70% approved of 118One lender: 72% approved of 101One lender: 73% approved of 64One lender: 74% approved of 266One lender: 77% approved of 315One lender: 80% approved of 64One lender: 82% approved of 1,083One lender: 83% approved of 54One lender: 85% approved of 808One lender: 85% approved of 751One lender: 85% approved of 54One lender: 86% approved of 489One lender: 86% approved of 65One lender: 86% approved of 95One lender: 86% approved of 88One lender: 87% approved of 67One lender: 87% approved of 113One lender: 87% approved of 447One lender: 88% approved of 80One lender: 88% approved of 74One lender: 88% approved of 362One lender: 89% approved of 87One lender: 89% approved of 99One lender: 89% approved of 72One lender: 89% approved of 100United Wholesale Mortgage, LLC: 89% approved of 1,723One lender: 90% approved of 163One lender: 90% approved of 156One lender: 90% approved of 91One lender: 90% approved of 193JPMorgan Chase Bank, National Association: 90% approved of 2,457One lender: 91% approved of 121Wells Fargo Bank, National Association: 91% approved of 1,099One lender: 92% approved of 88One lender: 92% approved of 196One lender: 92% approved of 131One lender: 93% approved of 187One lender: 93% approved of 81One lender: 93% approved of 112One lender: 93% approved of 473One lender: 93% approved of 453One lender: 93% approved of 88Citibank, National Association: 94% approved of 1,086One lender: 94% approved of 99One lender: 94% approved of 102One lender: 95% approved of 92One lender: 95% approved of 97One lender: 95% approved of 61One lender: 95% approved of 902One lender: 96% approved of 111One lender: 96% approved of 90One lender: 96% approved of 70One lender: 96% approved of 74One lender: 96% approved of 272Crosscountry Mortgage, LLC: 97% approved of 1,353One lender: 97% approved of 192One lender: 97% approved of 129One lender: 98% approved of 58One lender: 99% approved of 410

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Westchester County

LenderApprovalApprovedTaken upTypical loanLoans made
1JPMorgan Chase Bank, National Association90%2,218 / 2,45798%$505K2,166
2United Wholesale Mortgage, LLCBroker only89%1,536 / 1,72398%$515K1,503
3Crosscountry Mortgage, LLC97%1,306 / 1,35399%$495K1,292
4Wells Fargo Bank, National Association91%1,005 / 1,099100%$835K1,004
5Citibank, National Association94%1,019 / 1,08698%$885K998

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 285 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Westchester County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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