EAST TEXAS PROFESSIONAL Credit Union mortgage approval rate & lending review
EAST TEXAS PROFESSIONAL Credit Union decided 468 mortgage applications and funded 343 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions EAST TEXAS PROFESSIONAL Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
EAST TEXAS PROFESSIONAL Credit Union at a glance
Approval is 3.1 points above the 72.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 61 / 79 | 93% | $225K | 57 |
| Cash-out refinance | 75% | 229 / 304 | 98% | $55K | 225 |
| Refinance | 72% | 49 / 68 | 94% | $315K | 46 |
EAST TEXAS PROFESSIONAL Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 76% | $55K | 468 | 343 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where EAST TEXAS PROFESSIONAL Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Gregg County, TX | Cash-out refinance | 77% | 252 | 189 |
| Gregg County, TX | Mortgage lenders | 73% | 63 | 43 |
| Gregg County, TX | Refinance | 73% | 56 | 39 |
| Smith County, TX | Cash-out refinance | 71% | 38 | 27 |
The county markets where EAST TEXAS PROFESSIONAL Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about EAST TEXAS PROFESSIONAL Credit Union
What is EAST TEXAS PROFESSIONAL Credit Union's mortgage approval rate?
EAST TEXAS PROFESSIONAL Credit Union approved 75.9% of the 468 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.1 points above the 72.7% national rate for the same mix of loan types.
How often do borrowers take the loan EAST TEXAS PROFESSIONAL Credit Union offers?
Borrowers accepted 97% of the loans EAST TEXAS PROFESSIONAL Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does EAST TEXAS PROFESSIONAL Credit Union make?
The typical cash-out refinance loan EAST TEXAS PROFESSIONAL Credit Union made was $55K; across all loan types its typical loan ran from $55K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does EAST TEXAS PROFESSIONAL Credit Union lend?
EAST TEXAS PROFESSIONAL Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to EAST TEXAS PROFESSIONAL Credit Union directly?
Yes. EAST TEXAS PROFESSIONAL Credit Union is a bank or credit union with 22 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show EAST TEXAS PROFESSIONAL Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how EAST TEXAS PROFESSIONAL Credit Union treats applications, then get a rate quote from the lender.