East West Bank mortgage approval rate & lending review
East West Bank decided 16,593 mortgage applications and funded 14,367 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions East West Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
East West Bank at a glance
Approval is 5.8 points above the 83.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 7,363 / 8,310 | 97% | $435K | 7,144 |
| Home improvement loans | 84% | 425 / 504 | 97% | $345K | 412 |
| Cash-out refinance | 82% | 536 / 655 | 97% | $605K | 518 |
| Refinance | 84% | 569 / 674 | 97% | $585K | 550 |
| Investment property purchase | 94% | 4,617 / 4,920 | 96% | $505K | 4,443 |
| Investment cash-out refinance | 90% | 371 / 414 | 96% | $625K | 358 |
| Investment refinance | 91% | 596 / 654 | 95% | $595K | 569 |
| Investment home improvement | 86% | 397 / 462 | 94% | $355K | 373 |
East West Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 90% | $565K | 8,832 | 7,679 |
| New York | 90% | $305K | 3,409 | 2,914 |
| Nevada | 85% | $335K | 1,064 | 891 |
| Texas | 90% | $205K | 933 | 828 |
| Georgia | 85% | $345K | 871 | 720 |
| Washington | 91% | $585K | 744 | 654 |
| Massachusetts | 95% | $465K | 735 | 677 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where East West Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Mortgage lenders | 88% | 1,402 | 1,185 |
| Queens County, NY | Mortgage lenders | 93% | 1,017 | 889 |
| Los Angeles County, CA | Investment property purchase | 94% | 804 | 727 |
| Orange County, CA | Mortgage lenders | 96% | 716 | 675 |
| Orange County, CA | Investment property purchase | 97% | 678 | 633 |
| Queens County, NY | Investment property purchase | 90% | 550 | 465 |
| San Bernardino County, CA | Mortgage lenders | 93% | 499 | 455 |
| Kings County, NY | Mortgage lenders | 92% | 436 | 378 |
| Richmond County, NY | Mortgage lenders | 96% | 357 | 329 |
| San Bernardino County, CA | Investment property purchase | 94% | 343 | 313 |
| Clark County, NV | Investment property purchase | 93% | 287 | 262 |
| Gwinnett County, GA | Mortgage lenders | 85% | 275 | 228 |
The county markets where East West Bank made the most loans. Each link opens that market with every lender ranked.
Questions about East West Bank
What is East West Bank's mortgage approval rate?
East West Bank approved 89.6% of the 16,593 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.8 points above the 83.8% national rate for the same mix of loan types.
How often do borrowers take the loan East West Bank offers?
Borrowers accepted 97% of the loans East West Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does East West Bank make?
The typical home purchase mortgage loan East West Bank made was $435K; across all loan types its typical loan ran from $345K to $625K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does East West Bank lend?
East West Bank decided applications in 10 of the states Fat Boy Data covers, most of them in California, New York and Nevada.
Can I apply to East West Bank directly?
Yes. East West Bank is a bank or credit union with 96 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show East West Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how East West Bank treats applications, then get a rate quote from the lender.