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investment property lenders · HMDA 2023–2025

Investment property lenders in Orange County, California

Fat Boy Data analyzed investment property mortgage activity in Orange County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,735 applications were decided by 383 lenders between 2023 and 2025.

Orange County at a glance

383Active lenders80 with 20+ decisions
89.3%Market approval rate7,798 of 8,735 decided
$805KTypical loanmedian lender, $10K brackets
95%Borrower take-up7,412 loans funded

How Orange County compares

Approval rate compared
Orange County89.3%California88.0%All 616 counties87.5%
Typical loan compared
Orange County$805KCalifornia$535KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Orange County, CA, 661 of them.

Conventus LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 145.

The typical investment property mortgage here is $805K, 50% larger than the California typical of $535K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Hometown Equity Mortgage, LLC: 40% approved of 52Deephaven Mortgage LLC: 49% approved of 47Flagstar Bank, National Association: 57% approved of 28Homexpress Mortgage Corp.: 58% approved of 52Ony Glo, Inc.: 62% approved of 34Axos Bank: 64% approved of 33Kind Lending, LLC: 68% approved of 93Bank of America, National Association: 69% approved of 199BMO Bank National Association: 71% approved of 59PNC Bank, National Association: 77% approved of 47U.S. Bank National Association: 79% approved of 285Plaza Home Mortgage, Inc.: 81% approved of 42Rocket Mortgage, LLC: 83% approved of 394Clearedge Lending LLC: 84% approved of 62Arc Home LLC: 84% approved of 50Champions Funding, LLC: 85% approved of 39Wells Fargo Bank, National Association: 85% approved of 177Cathay Bank: 85% approved of 124NexBank: 86% approved of 36United Wholesale Mortgage, LLC: 86% approved of 523Newrez LLC: 86% approved of 37JPMorgan Chase Bank, National Association: 87% approved of 234Pennymac Loan Services, LLC: 87% approved of 141Loandepot.Com, LLC: 88% approved of 58Citibank, National Association: 88% approved of 120Ocmbc, Inc.: 90% approved of 77Guaranteed Rate Affinity, LLC: 91% approved of 32Flexpoint, Inc.: 91% approved of 92Lennar Mortgage, LLC: 92% approved of 96Guaranteed Rate, Inc.: 92% approved of 63CTBC Bank Corp. (USA): 92% approved of 152Morgan Stanley Private Bank, National Association: 93% approved of 69Archwest Funding, LLC: 94% approved of 47Royal Pacific Funding Corp.: 94% approved of 49The Loan Store, Inc.: 94% approved of 131Logan Finance Corporation: 94% approved of 35Kiavi Funding, Inc.: 95% approved of 715Amwest Funding Corp.: 95% approved of 166Aaa Capital Investment, Inc.: 96% approved of 72Movement Mortgage, LLC: 96% approved of 48East West Bank: 97% approved of 678Change Lending, LLC: 97% approved of 33Charles Schwab Bank, SSB: 98% approved of 40Jmac Lending, Inc.: 98% approved of 40Fidelity Lending Solutions, Inc.: 98% approved of 101Crosscountry Mortgage, LLC: 98% approved of 115Genesis Capital, LLC: 99% approved of 93New Wave Lending Group Inc: 99% approved of 148Merchants Mortgage & Trust Corporation, LLC: 99% approved of 175Conventus LLC: 100% approved of 145Nmsi, Inc.: 100% approved of 118General Mortgage Capital Corporation: 100% approved of 84Citadel Servicing Corporation: 100% approved of 81Emet Lending Group, Inc.: 100% approved of 70Cmg Mortgage, Inc.: 100% approved of 56New American Funding, LLC: 100% approved of 52Bay-Valley Mortgage Group: 100% approved of 34Nexera Holding LLC: 100% approved of 34Franklin Loan Corporation: 100% approved of 28Bench Equity L.L.C.: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Orange County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.95%680 / 71597%$955K661
2East West Bank97%655 / 67897%$805K633
3United Wholesale Mortgage, LLCBroker only86%452 / 52399%$655K447
4Rocket Mortgage, LLC83%327 / 39499%$585K323
5U.S. Bank National Association79%226 / 28598%$795K221

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 378 more lenders.

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Other lending data for Orange County

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Nearby markets

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