Evergreen Bank Group mortgage approval rate & lending review
Evergreen Bank Group decided 827 mortgage applications and funded 521 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Evergreen Bank Group reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Evergreen Bank Group at a glance
Approval is 7.8 points below the 74.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 55% | 177 / 324 | 98% | $95K | 174 |
| Home improvement loans | 75% | 294 / 390 | 92% | $105K | 271 |
| Cash-out refinance | 32% | 12 / 37 | 100% | $75K | 12 |
| Refinance | 88% | 46 / 52 | 98% | $135K | 45 |
Evergreen Bank Group lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 78% | $105K | 450 | 324 |
| Arizona | 68% | $95K | 99 | 67 |
| Michigan | 39% | $45K | 51 | 20 |
| New York | 48% | $75K | 50 | 23 |
| New Jersey | 45% | $95K | 42 | 19 |
| Florida | 33% | $55K | 33 | 11 |
| Delaware | 68% | $145K | 28 | 19 |
| Pennsylvania | 52% | $95K | 27 | 14 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Evergreen Bank Group lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Home improvement loans | 71% | 236 | 152 |
| DuPage County, IL | Home improvement loans | 81% | 54 | 42 |
| Lake County, IL | Home improvement loans | 92% | 50 | 42 |
The county markets where Evergreen Bank Group made the most loans. Each link opens that market with every lender ranked.
Questions about Evergreen Bank Group
What is Evergreen Bank Group's mortgage approval rate?
Evergreen Bank Group approved 66.3% of the 827 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.8 points below the 74.1% national rate for the same mix of loan types.
How often do borrowers take the loan Evergreen Bank Group offers?
Borrowers accepted 95% of the loans Evergreen Bank Group approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Evergreen Bank Group make?
The typical home improvement loan loan Evergreen Bank Group made was $105K; across all loan types its typical loan ran from $75K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Evergreen Bank Group lend?
Evergreen Bank Group decided applications in 20 of the states Fat Boy Data covers, most of them in Illinois, Arizona and Michigan.
Can I apply to Evergreen Bank Group directly?
Yes. Evergreen Bank Group reports as a direct lender that takes applications from borrowers.
Does this page show Evergreen Bank Group's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Evergreen Bank Group treats applications, then get a rate quote from the lender.