Home improvement loan lenders in Lake County, Illinois
Fat Boy Data analyzed home improvement loan activity in Lake County, Illinois, home to Waukegan, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,973 applications were decided by 145 lenders between 2023 and 2025.
Lake County at a glance
How Lake County compares
What the data shows
Consumers Cooperative Credit Union made the most home improvement loans in Lake County, IL, 282 of them.
Abbott Laboratories Employees Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 97% of 93.
Lenders approved 62.9% of home improvement loan applications in Lake County, IL, 5.0 percentage points above the Illinois rate of 57.9%.
The typical home improvement loan here is $95K, 27% larger than the Illinois typical of $75K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Lake County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 54% | 294 / 547 | 95% | $115K | 278 |
| 2 | Bank of America, National Association | 47% | 234 / 495 | 97% | $105K | 228 |
| 3 | BMO Bank National Association | 56% | 229 / 409 | 97% | $105K | 221 |
| 4 | Fifth Third Bank, National Association | 59% | 229 / 387 | 90% | $105K | 206 |
| 5 | PNC Bank, National Association | 69% | 257 / 370 | 96% | $85K | 248 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 140 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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