Lender profile · HMDA 2023–2025
Fall River Five Cents Savings Bank mortgage approval rates & lending data
Fall River Five Cents Savings Bank decided 2,817 mortgage applications and funded 2,330 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,284 / 1,358 | 98% | $425K | 1,256 |
| Home improvement loans | 66% | 472 / 710 | 96% | $85K | 452 |
| Cash-out refinance | 81% | 301 / 371 | 99% | $175K | 298 |
| Refinance | 98% | 114 / 116 | 97% | $235K | 111 |
| Investment property purchase | 92% | 155 / 169 | 95% | $405K | 148 |
| Investment cash-out refinance | 83% | 43 / 52 | 93% | $255K | 40 |
| Investment home improvement | 46% | 12 / 26 | 100% | $115K | 12 |
Fall River Five Cents Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 84% | $475K | 2,365 | 1,941 |
| Rhode Island | 89% | $395K | 418 | 359 |
| New Hampshire | 92% | $455K | 12 | 11 |
| Florida | 82% | $405K | 11 | 8 |
| Connecticut | 100% | $255K | 8 | 8 |
| Maine | 100% | $295K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.