Fall River Five Cents Savings Bank mortgage approval rate & lending review
Fall River Five Cents Savings Bank decided 2,817 mortgage applications and funded 2,330 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Fall River Five Cents Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Fall River Five Cents Savings Bank at a glance
Approval is 7.3 points above the 77.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,284 / 1,358 | 98% | $425K | 1,256 |
| Home improvement loans | 66% | 472 / 710 | 96% | $85K | 452 |
| Cash-out refinance | 81% | 301 / 371 | 99% | $175K | 298 |
| Refinance | 98% | 114 / 116 | 97% | $235K | 111 |
| Investment property purchase | 92% | 155 / 169 | 95% | $405K | 148 |
| Investment cash-out refinance | 83% | 43 / 52 | 93% | $255K | 40 |
| Investment home improvement | 46% | 12 / 26 | 100% | $115K | 12 |
Fall River Five Cents Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 84% | $475K | 2,365 | 1,941 |
| Rhode Island | 89% | $395K | 418 | 359 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Fall River Five Cents Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bristol County, MA | Mortgage lenders | 95% | 421 | 392 |
| Bristol County, MA | Home improvement loans | 65% | 434 | 267 |
| Bristol County, MA | Cash-out refinance | 79% | 247 | 192 |
| Essex County, MA | Mortgage lenders | 92% | 167 | 153 |
| Providence County, RI | Mortgage lenders | 96% | 156 | 143 |
| Norfolk County, MA | Mortgage lenders | 98% | 134 | 129 |
| Plymouth County, MA | Mortgage lenders | 91% | 107 | 91 |
| Bristol County, MA | Refinance | 98% | 55 | 52 |
| Bristol County, MA | Investment property purchase | 91% | 57 | 49 |
| Kent County, RI | Mortgage lenders | 94% | 52 | 49 |
| Barnstable County, MA | Mortgage lenders | 93% | 45 | 39 |
| Norfolk County, MA | Home improvement loans | 85% | 46 | 38 |
The county markets where Fall River Five Cents Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Fall River Five Cents Savings Bank
What is Fall River Five Cents Savings Bank's mortgage approval rate?
Fall River Five Cents Savings Bank approved 85.0% of the 2,817 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.3 points above the 77.7% national rate for the same mix of loan types.
How often do borrowers take the loan Fall River Five Cents Savings Bank offers?
Borrowers accepted 97% of the loans Fall River Five Cents Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Fall River Five Cents Savings Bank make?
The typical home purchase mortgage loan Fall River Five Cents Savings Bank made was $425K; across all loan types its typical loan ran from $85K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Fall River Five Cents Savings Bank lend?
Fall River Five Cents Savings Bank decided applications in 6 of the states Fat Boy Data covers, most of them in Massachusetts, Rhode Island and New Hampshire.
Can I apply to Fall River Five Cents Savings Bank directly?
Yes. Fall River Five Cents Savings Bank is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Fall River Five Cents Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Fall River Five Cents Savings Bank treats applications, then get a rate quote from the lender.