Family First of Ny mortgage approval rate & lending review
Family First of Ny decided 894 mortgage applications and funded 806 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Family First of Ny reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Family First of Ny at a glance
Approval is 17.0 points above the 73.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 190 / 211 | 100% | $175K | 190 |
| Home improvement loans | 88% | 363 / 411 | 99% | $75K | 361 |
| Refinance | 86% | 25 / 29 | 100% | $125K | 25 |
| Investment property purchase | 98% | 52 / 53 | 100% | $135K | 52 |
| Investment refinance | 99% | 163 / 165 | 100% | $105K | 163 |
Family First of Ny lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 90% | $105K | 894 | 806 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Family First of Ny lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Monroe County, NY | Home improvement loans | 88% | 379 | 333 |
| Monroe County, NY | Mortgage lenders | 90% | 203 | 182 |
| Monroe County, NY | Investment refinance | 99% | 143 | 141 |
| Monroe County, NY | Investment property purchase | 98% | 44 | 43 |
| Monroe County, NY | Refinance | 89% | 28 | 25 |
| Ontario County, NY | Home improvement loans | 91% | 23 | 20 |
The county markets where Family First of Ny made the most loans. Each link opens that market with every lender ranked.
Questions about Family First of Ny
What is Family First of Ny's mortgage approval rate?
Family First of Ny approved 90.4% of the 894 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.0 points above the 73.4% national rate for the same mix of loan types.
How often do borrowers take the loan Family First of Ny offers?
Borrowers accepted 100% of the loans Family First of Ny approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Family First of Ny make?
The typical home improvement loan loan Family First of Ny made was $75K; across all loan types its typical loan ran from $75K to $175K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Family First of Ny lend?
Family First of Ny decided applications in 1 of the states Fat Boy Data covers, most of them in New York.
Can I apply to Family First of Ny directly?
Yes. Family First of Ny is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Family First of Ny's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Family First of Ny treats applications, then get a rate quote from the lender.