Investment property refinance lenders in Monroe County, New York
Fat Boy Data analyzed investment property refinance activity in Monroe County, New York, home to Rochester, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 481 applications were decided by 62 lenders between 2023 and 2025.
Monroe County at a glance
How Monroe County compares
What the data shows
Family First of Ny made the most investment property refinances in Monroe County, NY, 141 of them.
That is 36% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
The Lyons N.A.tional Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 46.
Lenders approved 83.2% of investment property refinance applications in Monroe County, NY, 6.4 percentage points above the New York rate of 76.8%.
The typical investment property refinance here is $115K, 76% smaller than the New York typical of $485K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property refinance lenders in Monroe County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Family First of Ny | 99% | 141 / 143 | 100% | $105K | 141 |
| 2 | ESL Federal Credit Union | 48% | 22 / 46 | 95% | $105K | 21 |
| 3 | The Lyons N.A.tional Bank | 100% | 46 / 46 | 100% | $125K | 46 |
| 4 | Home Town Funding, Inc. | 100% | 40 / 40 | 100% | $175K | 40 |
| 5 | Reliant Community Federal Credit Union | 96% | 27 / 28 | 93% | $155K | 25 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 57 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment property refinance lenders in Monroe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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