Refinance lenders in Monroe County, New York
Fat Boy Data analyzed mortgage refinance activity in Monroe County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,556 applications were decided by 107 lenders between 2023 and 2025.
Monroe County at a glance
How Monroe County compares
What the data shows
ESL Federal Credit Union made the most mortgage refinances in Monroe County, NY, 2,328 of them.
That is 47% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
The Lyons N.A.tional Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 43.
Lenders approved 79.8% of mortgage refinance applications in Monroe County, NY, 8.8 percentage points above the New York rate of 71.0%.
The typical mortgage refinance here is $75K, 63% smaller than the New York typical of $205K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Monroe County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | ESL Federal Credit Union | 90% | 2,488 / 2,771 | 94% | $75K | 2,328 |
| 2 | Citizens Bank, National Association | 71% | 655 / 917 | 96% | $125K | 631 |
| 3 | THE SUMMIT Federal Credit Union | 79% | 331 / 418 | 97% | $65K | 321 |
| 4 | Manufacturers and Traders Trust Company | 71% | 225 / 315 | 92% | $105K | 206 |
| 5 | Rocket Mortgage, LLC | 78% | 200 / 256 | 96% | $185K | 192 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 102 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Monroe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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