Lender profile · HMDA 2023–2025
Farm Credit Mid-America, ACA mortgage approval rates & lending data
Farm Credit Mid-America, ACA decided 2,830 mortgage applications and funded 2,292 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 1,791 / 2,132 | 97% | $405K | 1,742 |
| Home improvement loans | 87% | 160 / 183 | 98% | $115K | 156 |
| Refinance | 76% | 250 / 327 | 96% | $275K | 240 |
| Investment property purchase | 94% | 146 / 155 | 86% | $235K | 126 |
Farm Credit Mid-America, ACA lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 87% | $345K | 796 | 665 |
| Tennessee | 86% | $445K | 711 | 584 |
| Indiana | 88% | $335K | 416 | 356 |
| Texas | 71% | $465K | 309 | 212 |
| Kentucky | 84% | $375K | 179 | 147 |
| Kansas | 91% | $455K | 68 | 61 |
| Iowa | 68% | $415K | 57 | 39 |
| Colorado | 76% | $555K | 51 | 38 |
| Nebraska | 84% | $425K | 43 | 35 |
| Illinois | 88% | $255K | 42 | 36 |
| California | 85% | $955K | 39 | 27 |
| South Dakota | 70% | $475K | 30 | 19 |
| Arkansas | 92% | $325K | 24 | 22 |
| Oklahoma | 76% | $415K | 21 | 15 |
| New Mexico | 83% | $505K | 18 | 15 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.