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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Elkhart County, Indiana

Fat Boy Data analyzed home purchase mortgage activity in Elkhart County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,113 applications were decided by 207 lenders between 2023 and 2025.

Elkhart County at a glance

207Active lenders44 with 20+ decisions
86.3%Market approval rate7,002 of 8,113 decided
$205KTypical loanmedian lender, $10K brackets
92%Borrower take-up6,467 loans funded

How Elkhart County compares

Approval rate compared
Elkhart County86.3%Indiana88.9%All 616 counties87.6%
Typical loan compared
Elkhart County$205KIndiana$225KAll 616 counties$335K

What the data shows

Cardinal Financial Company, Limited Partnership made the most home purchase mortgages in Elkhart County, IN, 890 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 85.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 20One lender: 34% approved of 176Triad Financial Services, Inc.: 54% approved of 1,125One lender: 54% approved of 46One lender: 80% approved of 20One lender: 81% approved of 21One lender: 83% approved of 99One lender: 86% approved of 43Interra Credit Union: 88% approved of 585One lender: 88% approved of 85One lender: 89% approved of 53One lender: 89% approved of 154One lender: 89% approved of 262One lender: 90% approved of 20One lender: 90% approved of 92One lender: 90% approved of 31One lender: 92% approved of 37One lender: 92% approved of 37One lender: 93% approved of 201One lender: 93% approved of 87One lender: 93% approved of 58One lender: 93% approved of 44One lender: 93% approved of 118One lender: 93% approved of 119One lender: 93% approved of 45One lender: 94% approved of 186One lender: 94% approved of 228One lender: 94% approved of 194One lender: 95% approved of 20One lender: 95% approved of 20One lender: 95% approved of 20Ruoff Mortgage Company, Inc.: 96% approved of 695One lender: 96% approved of 271One lender: 96% approved of 82One lender: 96% approved of 138One lender: 97% approved of 88One lender: 97% approved of 213One lender: 97% approved of 137One lender: 97% approved of 72One lender: 98% approved of 41Churchill Mortgage Corporation: 98% approved of 377Cardinal Financial Company, Limited Partnership: 98% approved of 927One lender: 99% approved of 91One lender: 100% approved of 85

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Elkhart County

LenderApprovalApprovedTaken upTypical loanLoans made
1Triad Financial Services, Inc.54%602 / 1,12543%$45K260
2Cardinal Financial Company, Limited Partnership98%912 / 92798%$195K890
3Ruoff Mortgage Company, Inc.96%666 / 69592%$205K613
4Interra Credit Union88%516 / 58597%$215K499
5Churchill Mortgage Corporation98%370 / 37796%$145K355

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 202 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Elkhart County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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