Fc Lending, Ltd. mortgage approval rate & lending review
Fc Lending, Ltd. decided 435 mortgage applications and funded 413 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Fc Lending, Ltd. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Fc Lending, Ltd. at a glance
Approval is 11.2 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 419 / 423 | 96% | $525K | 402 |
Fc Lending, Ltd. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 99% | $525K | 435 | 413 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Fc Lending, Ltd.
What is Fc Lending, Ltd.'s mortgage approval rate?
Fc Lending, Ltd. approved 98.9% of the 435 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.2 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Fc Lending, Ltd. offers?
Borrowers accepted 96% of the loans Fc Lending, Ltd. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Fc Lending, Ltd. make?
The typical home purchase mortgage loan Fc Lending, Ltd. made was $525K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Fc Lending, Ltd. lend?
Fc Lending, Ltd. decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Fc Lending, Ltd. directly?
Yes. Fc Lending, Ltd. reports as a direct lender that takes applications from borrowers.
Does this page show Fc Lending, Ltd.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Fc Lending, Ltd. treats applications, then get a rate quote from the lender.