Financial Partners Credit Union mortgage approval rate & lending review
Financial Partners Credit Union decided 3,079 mortgage applications and funded 1,758 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Financial Partners Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Financial Partners Credit Union at a glance
Approval is 1.6 points above the 67.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 72% | 287 / 400 | 90% | $365K | 257 |
| Home improvement loans | 70% | 1,520 / 2,173 | 78% | $155K | 1,193 |
| Cash-out refinance | 54% | 92 / 170 | 92% | $235K | 85 |
| Refinance | 73% | 169 / 233 | 95% | $255K | 160 |
| Investment property purchase | 80% | 36 / 45 | 92% | $235K | 33 |
| Investment cash-out refinance | 68% | 19 / 28 | 100% | $295K | 19 |
Financial Partners Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 70% | $155K | 2,993 | 1,714 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Financial Partners Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Home improvement loans | 69% | 1,073 | 561 |
| Orange County, CA | Home improvement loans | 79% | 517 | 329 |
| San Bernardino County, CA | Home improvement loans | 67% | 149 | 84 |
| Riverside County, CA | Home improvement loans | 61% | 160 | 82 |
| Orange County, CA | Refinance | 73% | 77 | 52 |
| San Diego County, CA | Home improvement loans | 67% | 83 | 45 |
| Ventura County, CA | Home improvement loans | 80% | 49 | 30 |
The county markets where Financial Partners Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Financial Partners Credit Union
What is Financial Partners Credit Union's mortgage approval rate?
Financial Partners Credit Union approved 69.3% of the 3,079 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.6 points above the 67.7% national rate for the same mix of loan types.
How often do borrowers take the loan Financial Partners Credit Union offers?
Borrowers accepted 82% of the loans Financial Partners Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Financial Partners Credit Union make?
The typical home improvement loan loan Financial Partners Credit Union made was $155K; across all loan types its typical loan ran from $155K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Financial Partners Credit Union lend?
Financial Partners Credit Union decided applications in 22 of the states Fat Boy Data covers, most of them in California, Florida and Arizona.
Can I apply to Financial Partners Credit Union directly?
Yes. Financial Partners Credit Union is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Financial Partners Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Financial Partners Credit Union treats applications, then get a rate quote from the lender.