First Alliance Home Mortgage, LLC mortgage approval rate & lending review
First Alliance Home Mortgage, LLC decided 2,865 mortgage applications and funded 2,620 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Alliance Home Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to firstalliancehomemortgage.com.
First Alliance Home Mortgage, LLC at a glance
Approval is 6.6 points above the 84.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 1,696 / 1,860 | 100% | $355K | 1,696 |
| Refinance | 92% | 590 / 638 | 100% | $265K | 590 |
| Investment property purchase | 91% | 259 / 285 | 100% | $245K | 259 |
| Investment refinance | 91% | 75 / 82 | 100% | $275K | 75 |
First Alliance Home Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 90% | $445K | 829 | 748 |
| Pennsylvania | 95% | $205K | 733 | 697 |
| Florida | 84% | $365K | 366 | 306 |
| Maryland | 93% | $385K | 211 | 197 |
| North Carolina | 98% | $265K | 123 | 120 |
| Illinois | 97% | $395K | 100 | 97 |
| New York | 84% | $265K | 91 | 76 |
| Tennessee | 100% | $255K | 57 | 57 |
| Virginia | 98% | $405K | 47 | 46 |
| South Carolina | 98% | $245K | 43 | 42 |
| Georgia | 90% | $225K | 41 | 37 |
| Delaware | 95% | $435K | 38 | 36 |
| Texas | 65% | $225K | 34 | 22 |
| Connecticut | 97% | $285K | 31 | 30 |
| Ohio | 80% | $205K | 25 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Alliance Home Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| York County, PA | Mortgage lenders | 93% | 182 | 170 |
| Dauphin County, PA | Mortgage lenders | 92% | 145 | 133 |
| Cumberland County, PA | Mortgage lenders | 97% | 69 | 67 |
| Union County, NJ | Mortgage lenders | 91% | 68 | 62 |
| Essex County, NJ | Mortgage lenders | 73% | 78 | 57 |
| Hudson County, NJ | Mortgage lenders | 92% | 53 | 49 |
| Passaic County, NJ | Mortgage lenders | 91% | 44 | 40 |
| Dauphin County, PA | Investment property purchase | 97% | 33 | 32 |
| Ocean County, NJ | Investment property purchase | 100% | 29 | 29 |
| Lebanon County, PA | Mortgage lenders | 95% | 22 | 21 |
The county markets where First Alliance Home Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about First Alliance Home Mortgage, LLC
What is First Alliance Home Mortgage, LLC's mortgage approval rate?
First Alliance Home Mortgage, LLC approved 91.4% of the 2,865 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.6 points above the 84.8% national rate for the same mix of loan types.
How often do borrowers take the loan First Alliance Home Mortgage, LLC offers?
Borrowers accepted 100% of the loans First Alliance Home Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Alliance Home Mortgage, LLC make?
The typical home purchase mortgage loan First Alliance Home Mortgage, LLC made was $355K; across all loan types its typical loan ran from $245K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Alliance Home Mortgage, LLC lend?
First Alliance Home Mortgage, LLC decided applications in 29 of the states Fat Boy Data covers, most of them in New Jersey, Pennsylvania and Florida.
Can I apply to First Alliance Home Mortgage, LLC directly?
Yes. First Alliance Home Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is firstalliancehomemortgage.com.
Does this page show First Alliance Home Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Alliance Home Mortgage, LLC treats applications, then get a rate quote from the lender.