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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cumberland County, Pennsylvania

Fat Boy Data analyzed home purchase mortgage activity in Cumberland County, Pennsylvania, home to Carlisle, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,929 applications were decided by 335 lenders between 2023 and 2025.

Cumberland County at a glance

335Active lenders70 with 20+ decisions
88.7%Market approval rate7,919 of 8,929 decided
$275KTypical loanmedian lender, $10K brackets
96%Borrower take-up7,619 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County88.7%Pennsylvania89.8%All 616 counties87.6%
Typical loan compared
Cumberland County$275KPennsylvania$255KAll 616 counties$335K

What the data shows

Members 1St made the most home purchase mortgages in Cumberland County, PA, 385 of them.

Mde Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 94.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 53One lender: 21% approved of 206One lender: 52% approved of 71One lender: 56% approved of 59One lender: 72% approved of 64Members 1St: 74% approved of 532One lender: 75% approved of 163One lender: 83% approved of 89One lender: 85% approved of 33One lender: 85% approved of 60One lender: 85% approved of 82One lender: 86% approved of 49One lender: 86% approved of 200One lender: 87% approved of 114One lender: 88% approved of 33One lender: 89% approved of 45One lender: 89% approved of 149Rocket Mortgage, LLC: 89% approved of 373One lender: 90% approved of 50One lender: 90% approved of 115One lender: 91% approved of 153One lender: 91% approved of 46United Wholesale Mortgage, LLC: 91% approved of 427One lender: 91% approved of 94One lender: 92% approved of 84One lender: 92% approved of 48One lender: 92% approved of 73One lender: 92% approved of 188One lender: 92% approved of 38One lender: 93% approved of 157One lender: 93% approved of 100One lender: 94% approved of 316Pennymac Loan Services, LLC: 94% approved of 370One lender: 94% approved of 35One lender: 95% approved of 43One lender: 96% approved of 195One lender: 97% approved of 58One lender: 97% approved of 306Guild Mortgage Company LLC: 97% approved of 326One lender: 97% approved of 66One lender: 97% approved of 67One lender: 97% approved of 69One lender: 97% approved of 35One lender: 97% approved of 214One lender: 97% approved of 108One lender: 98% approved of 83One lender: 98% approved of 145One lender: 98% approved of 112One lender: 98% approved of 58One lender: 98% approved of 62One lender: 98% approved of 252One lender: 99% approved of 67One lender: 99% approved of 140One lender: 99% approved of 224One lender: 99% approved of 80One lender: 99% approved of 101One lender: 100% approved of 94One lender: 100% approved of 34One lender: 100% approved of 33One lender: 100% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Members 1St74%396 / 53297%$225K385
2United Wholesale Mortgage, LLCBroker only91%390 / 42799%$285K387
3Rocket Mortgage, LLC89%333 / 37399%$275K330
4Pennymac Loan Services, LLC94%348 / 37099%$285K346
5Guild Mortgage Company LLC97%316 / 32695%$255K301

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 330 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Cumberland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Cumberland County

First National Bank of PennsylvaniaFairway Independent Mortgage CorporationNew American Funding, LLCCrosscountry Mortgage, LLCMovement Mortgage, LLC21St Mortgage CorporationCitizens Bank, National AssociationPennsylvania State Employees Credit UnionFarmers and Merchants Trust Company of ChambersburgTriad Financial Services, Inc.Orrstown BankMortgage Research Center, LLCFulton Bank, National AssociationGuaranteed Rate Affinity, LLCCmg Mortgage, Inc.Emm Loans LLCNavy Federal Credit UnionTidewater Mortgage Services, Inc.Northpointe BankFirst Community Mortgage, Inc.Manufacturers and Traders Trust CompanyMde Home Loans, LLCWells Fargo Bank, National AssociationUnion Home Mortgage Corp.Univest Bank and Trust Co.PNC Bank, National AssociationS&T BankLoandepot.Com, LLCTammac Holdings CorporationFirst Alliance Home Mortgage, LLC

Other lending data for Cumberland County

Home improvement loans in Cumberland CountyCash-out refinance in Cumberland CountyRefinance in Cumberland CountyInvestment property purchase in Cumberland CountyInvestment cash-out refinance in Cumberland CountyInvestment refinance in Cumberland CountyInvestment home improvement in Cumberland County

Nearby markets

All lending in Cumberland CountyCounty overviewMortgage lenders across PennsylvaniaStatewideAdams CountyNearby countyDauphin CountyNearby countyFranklin CountyNearby countyYork CountyNearby county