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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Essex County, New Jersey

Fat Boy Data analyzed home purchase mortgage activity in Essex County, New Jersey, home to Newark, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,622 applications were decided by 413 lenders between 2023 and 2025.

Essex County at a glance

413Active lenders117 with 20+ decisions
85.2%Market approval rate14,159 of 16,622 decided
$535KTypical loanmedian lender, $10K brackets
96%Borrower take-up13,522 loans funded

How Essex County compares

Approval rate compared
Essex County85.2%New Jersey89.0%All 616 counties87.6%
Typical loan compared
Essex County$535KNew Jersey$445KAll 616 counties$335K

What the data shows

Guaranteed Rate, Inc. made the most home purchase mortgages in Essex County, NJ, 951 of them.

Bond Street Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 91.

The typical home purchase mortgage here is $535K, 20% larger than the New Jersey typical of $445K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 44% approved of 63One lender: 56% approved of 119One lender: 63% approved of 89One lender: 63% approved of 87One lender: 66% approved of 184One lender: 66% approved of 120One lender: 66% approved of 135One lender: 67% approved of 81One lender: 67% approved of 94One lender: 68% approved of 347Bank of America, National Association: 72% approved of 584One lender: 73% approved of 78One lender: 73% approved of 90One lender: 74% approved of 148One lender: 77% approved of 181One lender: 79% approved of 499One lender: 79% approved of 57One lender: 79% approved of 92United Wholesale Mortgage, LLC: 80% approved of 964One lender: 80% approved of 56One lender: 83% approved of 53One lender: 84% approved of 396One lender: 85% approved of 105One lender: 85% approved of 101One lender: 85% approved of 102One lender: 86% approved of 221One lender: 86% approved of 56One lender: 86% approved of 212One lender: 86% approved of 111One lender: 86% approved of 163One lender: 88% approved of 57One lender: 88% approved of 303One lender: 88% approved of 157One lender: 88% approved of 92One lender: 88% approved of 161One lender: 88% approved of 181JPMorgan Chase Bank, National Association: 89% approved of 616One lender: 89% approved of 154One lender: 89% approved of 421One lender: 91% approved of 225One lender: 91% approved of 75One lender: 91% approved of 401One lender: 91% approved of 152One lender: 92% approved of 59One lender: 92% approved of 367One lender: 92% approved of 107One lender: 92% approved of 169One lender: 92% approved of 313One lender: 92% approved of 66One lender: 93% approved of 99One lender: 93% approved of 201Crosscountry Mortgage, LLC: 93% approved of 958Guaranteed Rate, Inc.: 95% approved of 1,015One lender: 96% approved of 184One lender: 96% approved of 581One lender: 96% approved of 80One lender: 97% approved of 90One lender: 97% approved of 115One lender: 99% approved of 155One lender: 99% approved of 91

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Essex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guaranteed Rate, Inc.95%961 / 1,01599%$595K951
2United Wholesale Mortgage, LLCBroker only80%767 / 96498%$525K749
3Crosscountry Mortgage, LLC93%892 / 95899%$535K879
4JPMorgan Chase Bank, National Association89%548 / 61697%$555K531
5Bank of America, National Association72%419 / 58493%$625K391

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 408 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Essex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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