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investment property lenders · HMDA 2023–2025

Investment property lenders in Ocean County, New Jersey

Fat Boy Data analyzed investment property mortgage activity in Ocean County, New Jersey, home to Point Pleasant, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,466 applications were decided by 348 lenders between 2023 and 2025.

Ocean County at a glance

348Active lenders65 with 20+ decisions
90.9%Market approval rate4,969 of 5,466 decided
$405KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,761 loans funded

How Ocean County compares

Approval rate compared
Ocean County90.9%New Jersey86.7%All 616 counties87.5%
Typical loan compared
Ocean County$405KNew Jersey$385KAll 616 counties$255K

What the data shows

FM Home Loans, LLC made the most investment property mortgages in Ocean County, NJ, 183 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 22One lender: 68% approved of 31One lender: 71% approved of 45One lender: 75% approved of 28One lender: 78% approved of 23One lender: 80% approved of 25One lender: 80% approved of 41One lender: 81% approved of 36One lender: 81% approved of 26One lender: 81% approved of 37One lender: 82% approved of 121One lender: 82% approved of 61One lender: 82% approved of 28One lender: 82% approved of 124United Wholesale Mortgage, LLC: 85% approved of 240One lender: 85% approved of 117One lender: 86% approved of 36One lender: 87% approved of 79One lender: 88% approved of 24One lender: 88% approved of 157One lender: 88% approved of 77One lender: 89% approved of 36One lender: 90% approved of 99One lender: 90% approved of 112One lender: 90% approved of 42One lender: 91% approved of 89One lender: 91% approved of 56One lender: 92% approved of 24One lender: 92% approved of 25One lender: 93% approved of 27One lender: 93% approved of 29One lender: 93% approved of 29One lender: 94% approved of 64One lender: 94% approved of 81Loan Funder LLC: 94% approved of 179One lender: 94% approved of 34One lender: 95% approved of 55One lender: 95% approved of 119One lender: 96% approved of 143One lender: 96% approved of 24One lender: 96% approved of 25One lender: 96% approved of 130One lender: 96% approved of 26One lender: 96% approved of 85One lender: 97% approved of 60One lender: 97% approved of 97One lender: 97% approved of 36One lender: 97% approved of 39Guaranteed Rate, Inc.: 98% approved of 184Crosscountry Mortgage, LLC: 98% approved of 186FM Home Loans, LLC: 99% approved of 204One lender: 99% approved of 72One lender: 99% approved of 76One lender: 99% approved of 168One lender: 100% approved of 45One lender: 100% approved of 39One lender: 100% approved of 37One lender: 100% approved of 35One lender: 100% approved of 29One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Ocean County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%203 / 24099%$385K200
2FM Home Loans, LLC99%201 / 20491%$405K183
3Crosscountry Mortgage, LLC98%183 / 18698%$455K180
4Guaranteed Rate, Inc.98%181 / 18499%$405K180
5Loan Funder LLC94%168 / 17996%$315K161

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 343 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Ocean County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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