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investment property lenders · HMDA 2023–2025

Investment property lenders in Ocean County, New Jersey

Fat Boy Data analyzed investment property mortgage activity in Ocean County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,466 applications were decided by 348 lenders between 2023 and 2025.

Ocean County at a glance

348Active lenders65 with 20+ decisions
90.9%Market approval rate4,969 of 5,466 decided
$405KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,761 loans funded

How Ocean County compares

Approval rate compared
Ocean County90.9%New Jersey86.7%All 616 counties87.5%
Typical loan compared
Ocean County$405KNew Jersey$385KAll 616 counties$255K

What the data shows

FM Home Loans, LLC made the most investment property mortgages in Ocean County, NJ, 183 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 32% approved of 22Hometown Equity Mortgage, LLC: 68% approved of 31Kind Lending, LLC: 71% approved of 45Homexpress Mortgage Corp.: 75% approved of 28Deephaven Mortgage LLC: 78% approved of 23Arc Home LLC: 80% approved of 25Champions Funding, LLC: 80% approved of 41PNC Bank, National Association: 81% approved of 36Provident Bank: 81% approved of 26Fulton Bank, National Association: 81% approved of 37TD Bank, National Association: 82% approved of 121Ice Lender Holdings LLC: 82% approved of 61Temple View Capital Funding, Lp: 82% approved of 28Bank of America, National Association: 82% approved of 124United Wholesale Mortgage, LLC: 85% approved of 240Citizens Bank, National Association: 85% approved of 117Norwich Commercial Group, Inc.: 86% approved of 36Rocket Mortgage, LLC: 87% approved of 79Guaranteed Rate Affinity, LLC: 88% approved of 24Pennymac Loan Services, LLC: 88% approved of 157Cmg Mortgage, Inc.: 88% approved of 77Newrez LLC: 89% approved of 36JPMorgan Chase Bank, National Association: 90% approved of 99Wells Fargo Bank, National Association: 90% approved of 112Dhi Mortgage Company, Ltd.: 90% approved of 42U.S. Bank National Association: 91% approved of 89Citibank, National Association: 91% approved of 56Embrace Home Loans, Inc.: 92% approved of 24Charles Schwab Bank, SSB: 92% approved of 25Movement Mortgage, LLC: 93% approved of 27Absolute Home Mortgage Corporation: 93% approved of 29American Financial Network, Inc.: 93% approved of 29Logan Finance Corporation: 94% approved of 64The Federal Savings Bank: 94% approved of 81Loan Funder LLC: 94% approved of 179Citadel Servicing Corporation: 94% approved of 34Nj Lenders Corp.: 95% approved of 55Kiavi Funding, Inc.: 95% approved of 119OceanFirst Bank, National Association: 96% approved of 143A&D Mortgage LLC: 96% approved of 24Fairway Independent Mortgage Corporation: 96% approved of 25The Loan Store, Inc.: 96% approved of 130Emporium Tpo LLC: 96% approved of 26Loandepot.Com, LLC: 96% approved of 85American Neighborhood Mortgage Acceptance Company LLC: 97% approved of 60Advisors Mortgage Group, L.L.C.: 97% approved of 97Valley National Bank: 97% approved of 36Bpl Mortgage, LLC: 97% approved of 39Guaranteed Rate, Inc.: 98% approved of 184Crosscountry Mortgage, LLC: 98% approved of 186FM Home Loans, LLC: 99% approved of 204Manasquan Bank: 99% approved of 72Morgan Stanley Private Bank, National Association: 99% approved of 76Ark Mortgage, Inc.: 99% approved of 168Rf Renovo Management Company, LLC: 100% approved of 45Skyrock Mortgage Corp: 100% approved of 39Constructive Loans, LLC: 100% approved of 37United Mortgage Corp.: 100% approved of 35First Alliance Home Mortgage, LLC: 100% approved of 29Prosperity Home Mortgage, LLC: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Ocean County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%203 / 24099%$385K200
2FM Home Loans, LLC99%201 / 20491%$405K183
3Crosscountry Mortgage, LLC98%183 / 18698%$455K180
4Guaranteed Rate, Inc.98%181 / 18499%$405K180
5Loan Funder LLC94%168 / 17996%$315K161

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 343 more lenders.

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Other lending data for Ocean County

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Nearby markets

All lending in Ocean CountyCounty overviewInvestment property purchase across New JerseyStatewideAtlantic CountyNearby countyBurlington CountyNearby countyMonmouth CountyNearby county