First Community Bank (Texas) mortgage approval rate & lending review
First Community Bank (Texas) decided 350 mortgage applications and funded 340 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Community Bank (Texas) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Community Bank (Texas) at a glance
Approval is 12.6 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 167 / 169 | 99% | $245K | 166 |
| Investment property purchase | 97% | 135 / 139 | 99% | $135K | 134 |
First Community Bank (Texas) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 98% | $245K | 349 | 339 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Community Bank (Texas) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Nueces County, TX | Mortgage lenders | 99% | 143 | 140 |
| Nueces County, TX | Investment property purchase | 97% | 133 | 128 |
| Nueces County, TX | Investment refinance | 100% | 23 | 23 |
The county markets where First Community Bank (Texas) made the most loans. Each link opens that market with every lender ranked.
Questions about First Community Bank (Texas)
What is First Community Bank (Texas)'s mortgage approval rate?
First Community Bank (Texas) approved 98.0% of the 350 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.6 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan First Community Bank (Texas) offers?
Borrowers accepted 99% of the loans First Community Bank (Texas) approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Community Bank (Texas) make?
The typical home purchase mortgage loan First Community Bank (Texas) made was $245K; across all loan types its typical loan ran from $135K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Community Bank (Texas) lend?
First Community Bank (Texas) decided applications in 2 of the states Fat Boy Data covers, most of them in Texas and Arizona.
Can I apply to First Community Bank (Texas) directly?
Yes. First Community Bank (Texas) is a bank or credit union with 161 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Community Bank (Texas)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Community Bank (Texas) treats applications, then get a rate quote from the lender.