First Continental Mortgage, Ltd. mortgage approval rate & lending review
First Continental Mortgage, Ltd. decided 1,292 mortgage applications and funded 1,275 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Continental Mortgage, Ltd. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to firstcontinental.com.
First Continental Mortgage, Ltd. at a glance
Approval is 12.6 points above the 87.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 1,186 / 1,190 | 99% | $375K | 1,175 |
| Refinance | 100% | 66 / 66 | 98% | $365K | 65 |
| Investment property purchase | 97% | 31 / 32 | 100% | $285K | 31 |
First Continental Mortgage, Ltd. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 100% | $355K | 843 | 836 |
| Georgia | 99% | $375K | 284 | 280 |
| Washington | 100% | $555K | 65 | 64 |
| Alabama | 98% | $295K | 60 | 56 |
| Tennessee | 100% | $395K | 30 | 29 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Continental Mortgage, Ltd. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Chatham County, GA | Mortgage lenders | 99% | 128 | 127 |
| Bell County, TX | Mortgage lenders | 100% | 126 | 124 |
| Kaufman County, TX | Mortgage lenders | 100% | 67 | 67 |
| Johnson County, TX | Mortgage lenders | 100% | 48 | 48 |
| Rockwall County, TX | Mortgage lenders | 100% | 40 | 40 |
The county markets where First Continental Mortgage, Ltd. made the most loans. Each link opens that market with every lender ranked.
Questions about First Continental Mortgage, Ltd.
What is First Continental Mortgage, Ltd.'s mortgage approval rate?
First Continental Mortgage, Ltd. approved 99.6% of the 1,292 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.6 points above the 87.0% national rate for the same mix of loan types.
How often do borrowers take the loan First Continental Mortgage, Ltd. offers?
Borrowers accepted 99% of the loans First Continental Mortgage, Ltd. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Continental Mortgage, Ltd. make?
The typical home purchase mortgage loan First Continental Mortgage, Ltd. made was $375K; across all loan types its typical loan ran from $285K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Continental Mortgage, Ltd. lend?
First Continental Mortgage, Ltd. decided applications in 9 of the states Fat Boy Data covers, most of them in Texas, Georgia and Washington.
Can I apply to First Continental Mortgage, Ltd. directly?
Yes. First Continental Mortgage, Ltd. reports as a direct lender that takes applications from borrowers. Its website is firstcontinental.com.
Does this page show First Continental Mortgage, Ltd.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Continental Mortgage, Ltd. treats applications, then get a rate quote from the lender.