Lender profile · HMDA 2023–2025
First Farmers and Merchants Bank mortgage approval rates & lending data
First Farmers and Merchants Bank decided 495 mortgage applications and funded 379 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 70 / 81 | 91% | $255K | 64 |
| Home improvement loans | 77% | 165 / 214 | 96% | $55K | 159 |
| Refinance | 84% | 138 / 164 | 96% | $105K | 132 |
First Farmers and Merchants Bank lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.