First Federal Savings And Loan Association Of Valdosta mortgage approval rate & lending review
First Federal Savings And Loan Association Of Valdosta decided 357 mortgage applications and funded 353 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Federal Savings And Loan Association Of Valdosta reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Federal Savings And Loan Association Of Valdosta at a glance
Approval is 16.0 points above the 84.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 198 / 198 | 98% | $245K | 194 |
| Refinance | 100% | 67 / 67 | 100% | $155K | 67 |
| Investment property purchase | 100% | 59 / 59 | 100% | $125K | 59 |
First Federal Savings And Loan Association Of Valdosta lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 100% | $245K | 357 | 353 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Federal Savings And Loan Association Of Valdosta lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lowndes County, GA | Mortgage lenders | 100% | 198 | 194 |
| Lowndes County, GA | Refinance | 100% | 67 | 67 |
| Lowndes County, GA | Investment property purchase | 100% | 59 | 59 |
| Lowndes County, GA | Investment refinance | 100% | 21 | 21 |
The county markets where First Federal Savings And Loan Association Of Valdosta made the most loans. Each link opens that market with every lender ranked.
Questions about First Federal Savings And Loan Association Of Valdosta
What is First Federal Savings And Loan Association Of Valdosta's mortgage approval rate?
First Federal Savings And Loan Association Of Valdosta approved 100.0% of the 357 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.0 points above the 84.0% national rate for the same mix of loan types.
How often do borrowers take the loan First Federal Savings And Loan Association Of Valdosta offers?
Borrowers accepted 99% of the loans First Federal Savings And Loan Association Of Valdosta approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Federal Savings And Loan Association Of Valdosta make?
The typical home purchase mortgage loan First Federal Savings And Loan Association Of Valdosta made was $245K; across all loan types its typical loan ran from $125K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Federal Savings And Loan Association Of Valdosta lend?
First Federal Savings And Loan Association Of Valdosta decided applications in 1 of the states Fat Boy Data covers, most of them in Georgia.
Can I apply to First Federal Savings And Loan Association Of Valdosta directly?
Yes. First Federal Savings And Loan Association Of Valdosta is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Federal Savings And Loan Association Of Valdosta's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Federal Savings And Loan Association Of Valdosta treats applications, then get a rate quote from the lender.