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investment property lenders · HMDA 2023–2025

Investment property lenders in Lowndes County, Georgia

Fat Boy Data analyzed investment property mortgage activity in Lowndes County, Georgia, home to Valdosta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 705 applications were decided by 101 lenders between 2023 and 2025.

Lowndes County at a glance

101Active lenders9 with 20+ decisions
92.8%Market approval rate654 of 705 decided
$125KTypical loanmedian lender, $10K brackets
99%Borrower take-up645 loans funded

How Lowndes County compares

Approval rate compared
Lowndes County92.8%Georgia86.5%All 616 counties87.5%
Typical loan compared
Lowndes County$125KGeorgia$245KAll 616 counties$255K

What the data shows

Citizens Community Bank made the most investment property mortgages in Lowndes County, GA, 73 of them.

Commercial Banking Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 61.

Lenders approved 92.8% of investment property mortgage applications in Lowndes County, GA, 6.3 percentage points above the Georgia rate of 86.5%.

The typical investment property mortgage here is $125K, 49% smaller than the Georgia typical of $245K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%One lender: 90% approved of 21One lender: 91% approved of 23Bank OZK: 97% approved of 63Citizens Community Bank: 99% approved of 74Commercial Banking Company: 100% approved of 61First Federal Savings And Loan Association Of Valdosta: 100% approved of 59Guardian Bank: 100% approved of 53One lender: 100% approved of 46One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Lowndes County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Community Bank99%73 / 74100%$105K73
2Bank OZK97%61 / 6398%$105K60
3Commercial Banking Company100%61 / 6197%$135K59
4First Federal Savings And Loan Association Of Valdosta100%59 / 59100%$125K59
5Guardian Bank100%53 / 53100%$165K53

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 96 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Lowndes County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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