Investment property refinance lenders in Lowndes County, Georgia
Fat Boy Data analyzed investment property refinance activity in Lowndes County, Georgia, home to Valdosta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 469 applications were decided by 41 lenders between 2023 and 2025.
Lowndes County at a glance
How Lowndes County compares
What the data shows
Guardian Bank made the most investment property refinances in Lowndes County, GA, 90 of them.
Farmers and Merchants Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 93.
Lenders approved 94.2% of investment property refinance applications in Lowndes County, GA, 18.3 percentage points above the Georgia rate of 75.9%.
The typical investment property refinance here is $95K, 51% smaller than the Georgia typical of $195K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property refinance lenders in Lowndes County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Farmers and Merchants Bank | 100% | 93 / 93 | 96% | $75K | 89 |
| 2 | Guardian Bank | 100% | 90 / 90 | 100% | $95K | 90 |
| 3 | Commercial Banking Company | 100% | 57 / 57 | 98% | $95K | 56 |
| 4 | Southeastern Credit Union | 97% | 32 / 33 | 100% | $125K | 32 |
| 5 | Citizens Community Bank | 100% | 29 / 29 | 100% | $65K | 29 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 36 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment property refinance lenders in Lowndes County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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