Lender profile · HMDA 2023–2025
First Financial Bank (Texas) mortgage approval rates & lending data
First Financial Bank (Texas) decided 8,884 mortgage applications and funded 8,007 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 4,946 / 5,268 | 99% | $265K | 4,910 |
| Home improvement loans | 80% | 1,176 / 1,461 | 98% | $105K | 1,149 |
| Cash-out refinance | 84% | 451 / 539 | 98% | $175K | 441 |
| Refinance | 79% | 238 / 300 | 99% | $245K | 236 |
| Investment property purchase | 98% | 999 / 1,021 | 99% | $175K | 993 |
| Investment cash-out refinance | 96% | 107 / 112 | 99% | $175K | 106 |
| Investment refinance | 95% | 90 / 95 | 98% | $175K | 88 |
| Investment home improvement | 98% | 86 / 88 | 98% | $75K | 84 |
First Financial Bank (Texas) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 91% | $265K | 8,826 | 7,955 |
| Arkansas | 86% | $255K | 7 | 6 |
| South Carolina | 100% | $225K | 6 | 6 |
| Colorado | 100% | $555K | 5 | 5 |
| Florida | 60% | $655K | 5 | 3 |
| Louisiana | 100% | $285K | 5 | 5 |
| North Carolina | 80% | $325K | 5 | 4 |
| New Mexico | 75% | $105K | 4 | 3 |
| Oklahoma | 100% | $175K | 4 | 4 |
| Alabama | 100% | $235K | 3 | 3 |
| California | 67% | $495K | 3 | 2 |
| Arizona | 100% | $375K | 2 | 2 |
| Georgia | 100% | $445K | 2 | 2 |
| Maine | 100% | $325K | 2 | 2 |
| Massachusetts | 100% | $615K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.