First National Bank and Trust Company of Weatherford mortgage approval rate & lending review
First National Bank and Trust Company of Weatherford decided 294 mortgage applications and funded 233 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First National Bank and Trust Company of Weatherford reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First National Bank and Trust Company of Weatherford at a glance
Approval is 0.7 points above the 82.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 90 / 116 | 92% | $405K | 83 |
| Investment property purchase | 96% | 96 / 100 | 100% | $115K | 96 |
First National Bank and Trust Company of Weatherford lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 82% | $115K | 291 | 230 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First National Bank and Trust Company of Weatherford lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Taylor County, TX | Investment property purchase | 98% | 54 | 53 |
| Parker County, TX | Mortgage lenders | 82% | 50 | 37 |
| Taylor County, TX | Mortgage lenders | 54% | 24 | 12 |
The county markets where First National Bank and Trust Company of Weatherford made the most loans. Each link opens that market with every lender ranked.
Questions about First National Bank and Trust Company of Weatherford
What is First National Bank and Trust Company of Weatherford's mortgage approval rate?
First National Bank and Trust Company of Weatherford approved 82.7% of the 294 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.7 points above the 82.0% national rate for the same mix of loan types.
How often do borrowers take the loan First National Bank and Trust Company of Weatherford offers?
Borrowers accepted 96% of the loans First National Bank and Trust Company of Weatherford approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First National Bank and Trust Company of Weatherford make?
The typical home purchase mortgage loan First National Bank and Trust Company of Weatherford made was $405K; across all loan types its typical loan ran from $115K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First National Bank and Trust Company of Weatherford lend?
First National Bank and Trust Company of Weatherford decided applications in 3 of the states Fat Boy Data covers, most of them in Texas, Alabama and Kentucky.
Can I apply to First National Bank and Trust Company of Weatherford directly?
Yes. First National Bank and Trust Company of Weatherford is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First National Bank and Trust Company of Weatherford's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First National Bank and Trust Company of Weatherford treats applications, then get a rate quote from the lender.