Lender profile · HMDA 2023–2025
First State Bank of Middlebury mortgage approval rates & lending data
First State Bank of Middlebury decided 375 mortgage applications and funded 332 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 221 / 240 | 99% | $225K | 218 |
| Refinance | 79% | 38 / 48 | 100% | $225K | 38 |
| Investment property purchase | 100% | 45 / 45 | 100% | $125K | 45 |
First State Bank of Middlebury lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 90% | $225K | 367 | 325 |
| Florida | 100% | $595K | 4 | 4 |
| Michigan | 75% | $165K | 4 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.