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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Joseph County, Indiana

Fat Boy Data analyzed home purchase mortgage activity in St. Joseph County, Indiana, home to South Bend, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,725 applications were decided by 297 lenders between 2023 and 2025.

St. Joseph County at a glance

297Active lenders48 with 20+ decisions
89.5%Market approval rate8,708 of 9,725 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up8,248 loans funded

How St. Joseph County compares

Approval rate compared
St. Joseph County89.5%Indiana88.9%All 616 counties87.6%
Typical loan compared
St. Joseph County$185KIndiana$225KAll 616 counties$335K

What the data shows

Ruoff Mortgage Company, Inc. made the most home purchase mortgages in St. Joseph County, IN, 932 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical home purchase mortgage here is $185K, 18% smaller than the Indiana typical of $225K.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%One lender: 37% approved of 206Triad Financial Services, Inc.: 51% approved of 508One lender: 67% approved of 42One lender: 72% approved of 25One lender: 75% approved of 51One lender: 78% approved of 36One lender: 79% approved of 43One lender: 82% approved of 38One lender: 83% approved of 24One lender: 84% approved of 32One lender: 86% approved of 63One lender: 86% approved of 65One lender: 87% approved of 53One lender: 87% approved of 364One lender: 87% approved of 31One lender: 88% approved of 24One lender: 88% approved of 289One lender: 88% approved of 112One lender: 88% approved of 26One lender: 89% approved of 36One lender: 89% approved of 28One lender: 90% approved of 211One lender: 91% approved of 46One lender: 91% approved of 231One lender: 92% approved of 476One lender: 92% approved of 484One lender: 92% approved of 66One lender: 93% approved of 82One lender: 93% approved of 55One lender: 93% approved of 60One lender: 93% approved of 30One lender: 93% approved of 61Hallmark Home Mortgage, LLC: 95% approved of 820Notre Dame Federal Credit Union Corporation: 96% approved of 796One lender: 96% approved of 128Ruoff Mortgage Company, Inc.: 96% approved of 1,062One lender: 96% approved of 303One lender: 96% approved of 28One lender: 97% approved of 86One lender: 97% approved of 151One lender: 97% approved of 183One lender: 98% approved of 371One lender: 98% approved of 59One lender: 98% approved of 131Cardinal Financial Company, Limited Partnership: 99% approved of 696One lender: 99% approved of 71One lender: 100% approved of 36One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in St. Joseph County

LenderApprovalApprovedTaken upTypical loanLoans made
1Ruoff Mortgage Company, Inc.96%1,023 / 1,06291%$175K932
2Hallmark Home Mortgage, LLC95%778 / 820100%$165K777
3Notre Dame Federal Credit Union Corporation96%763 / 79699%$195K752
4Cardinal Financial Company, Limited Partnership99%686 / 69696%$165K662
5Triad Financial Services, Inc.51%259 / 50831%$45K80

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 292 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in St. Joseph County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
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  • How easy each lender is to reach

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