Investment property lenders in Elkhart County, Indiana
Fat Boy Data analyzed investment property mortgage activity in Elkhart County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 364 applications were decided by 80 lenders between 2023 and 2025.
Elkhart County at a glance
How Elkhart County compares
What the data shows
Kiavi Funding, Inc. made the most investment property mortgages in Elkhart County, IN, 62 of them.
First State Bank of Middlebury approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.
Investment property lenders in Elkhart County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | 96% | 64 / 67 | 97% | $155K | 62 |
| 2 | Interra Credit Union | 93% | 42 / 45 | 100% | $175K | 42 |
| 3 | First State Bank of Middlebury | 100% | 30 / 30 | 100% | $125K | 30 |
| 4 | Cardinal Financial Company, Limited PartnershipLimited sample | 79% | 15 / 19 | 93% | $105K | 14 |
| 5 | Ruoff Mortgage Company, Inc.Limited sample | 100% | 11 / 11 | 91% | $115K | 10 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 75 more lenders.
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You are seeing the 5 largest investment property mortgage lenders in Elkhart County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
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- How easy each lender is to reach
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