Lender profile · HMDA 2023–2025
First State Bank of St. Charles, Missouri mortgage approval rates & lending data
First State Bank of St. Charles, Missouri decided 4,692 mortgage applications and funded 4,641 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 3,458 / 3,474 | 100% | $305K | 3,446 |
| Cash-out refinance | 96% | 191 / 200 | 100% | $255K | 191 |
| Refinance | 99% | 313 / 316 | 100% | $355K | 313 |
| Investment property purchase | 99% | 513 / 516 | 99% | $175K | 508 |
| Investment cash-out refinance | 96% | 43 / 45 | 100% | $165K | 43 |
| Investment refinance | 99% | 122 / 123 | 100% | $165K | 122 |
First State Bank of St. Charles, Missouri lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 99% | $275K | 2,838 | 2,808 |
| Kansas | 99% | $365K | 1,368 | 1,357 |
| Arizona | 97% | $425K | 153 | 146 |
| Florida | 100% | $285K | 56 | 56 |
| Illinois | 100% | $275K | 51 | 51 |
| Texas | 98% | $365K | 51 | 50 |
| Colorado | 100% | $605K | 33 | 33 |
| California | 100% | $515K | 12 | 12 |
| Indiana | 100% | $335K | 10 | 10 |
| Tennessee | 100% | $385K | 10 | 10 |
| Minnesota | 100% | $305K | 8 | 7 |
| Oklahoma | 100% | $275K | 8 | 8 |
| South Carolina | 100% | $365K | 8 | 8 |
| Arkansas | 100% | $155K | 7 | 7 |
| North Carolina | 100% | $295K | 6 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.