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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Louis city, Missouri

Fat Boy Data analyzed home purchase mortgage activity in St. Louis city, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,586 applications were decided by 291 lenders between 2023 and 2025.

St. Louis city at a glance

291Active lenders69 with 20+ decisions
91.8%Market approval rate7,886 of 8,586 decided
$225KTypical loanmedian lender, $10K brackets
97%Borrower take-up7,627 loans funded

How St. Louis city compares

Approval rate compared
St. Louis city91.8%Missouri91.5%All 616 counties87.6%
Typical loan compared
St. Louis city$225KMissouri$235KAll 616 counties$335K

What the data shows

Guild Mortgage Company LLC made the most home purchase mortgages in St. Louis city, MO, 844 of them.

First State Bank of St. Charles, Missouri approved the highest share of applications among lenders with at least 20 decisions here, 100% of 101.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 64% approved of 53One lender: 70% approved of 27One lender: 71% approved of 65One lender: 74% approved of 179One lender: 74% approved of 23One lender: 75% approved of 110One lender: 78% approved of 27One lender: 78% approved of 162One lender: 79% approved of 24One lender: 81% approved of 43One lender: 81% approved of 54One lender: 82% approved of 34One lender: 82% approved of 182One lender: 84% approved of 101One lender: 86% approved of 43One lender: 86% approved of 269One lender: 87% approved of 30One lender: 87% approved of 191One lender: 87% approved of 182One lender: 88% approved of 26One lender: 88% approved of 139One lender: 89% approved of 36One lender: 91% approved of 319One lender: 91% approved of 55One lender: 91% approved of 44One lender: 91% approved of 22One lender: 92% approved of 37One lender: 93% approved of 107One lender: 93% approved of 141One lender: 93% approved of 29One lender: 93% approved of 30One lender: 94% approved of 79One lender: 94% approved of 32One lender: 94% approved of 82One lender: 94% approved of 33One lender: 94% approved of 34One lender: 95% approved of 262New American Funding, LLC: 95% approved of 385One lender: 95% approved of 64One lender: 95% approved of 241One lender: 95% approved of 22One lender: 96% approved of 134One lender: 96% approved of 24One lender: 96% approved of 26One lender: 96% approved of 83Das Acquisition Company, LLC: 97% approved of 515One lender: 97% approved of 35The Central Trust Bank: 97% approved of 478One lender: 97% approved of 272Guild Mortgage Company LLC: 98% approved of 926Stifel Bank and Trust: 98% approved of 321One lender: 98% approved of 48One lender: 98% approved of 66One lender: 99% approved of 224One lender: 100% approved of 101One lender: 100% approved of 51One lender: 100% approved of 37One lender: 100% approved of 33One lender: 100% approved of 33One lender: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in St. Louis city

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLC98%905 / 92693%$195K844
2Das Acquisition Company, LLC97%498 / 51592%$215K458
3The Central Trust Bank97%465 / 47899%$225K462
4New American Funding, LLC95%366 / 385100%$215K365
5Stifel Bank and Trust98%314 / 32199%$235K311

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 286 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in St. Louis city. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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