First Volunteer Bank mortgage approval rate & lending review
First Volunteer Bank decided 633 mortgage applications and funded 498 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Volunteer Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Volunteer Bank at a glance
Approval is 4.3 points above the 76.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 65% | 45 / 69 | 96% | $275K | 43 |
| Home improvement loans | 61% | 84 / 137 | 99% | $85K | 83 |
| Refinance | 81% | 111 / 137 | 97% | $135K | 108 |
| Investment property purchase | 89% | 93 / 104 | 99% | $205K | 92 |
| Investment refinance | 99% | 158 / 160 | 98% | $125K | 155 |
First Volunteer Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Volunteer Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hamilton County, TN | Investment refinance | 98% | 96 | 91 |
| Hamilton County, TN | Refinance | 80% | 85 | 66 |
| Hamilton County, TN | Home improvement loans | 69% | 83 | 57 |
| Hamilton County, TN | Investment property purchase | 91% | 46 | 42 |
| Knox County, TN | Investment refinance | 100% | 23 | 23 |
| Whitfield County, GA | Refinance | 84% | 25 | 20 |
| Whitfield County, GA | Investment property purchase | 91% | 23 | 20 |
| Whitfield County, GA | Home improvement loans | 41% | 34 | 14 |
The county markets where First Volunteer Bank made the most loans. Each link opens that market with every lender ranked.
Questions about First Volunteer Bank
What is First Volunteer Bank's mortgage approval rate?
First Volunteer Bank approved 80.3% of the 633 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.3 points above the 76.0% national rate for the same mix of loan types.
How often do borrowers take the loan First Volunteer Bank offers?
Borrowers accepted 98% of the loans First Volunteer Bank approved, against 92% for all investment property refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Volunteer Bank make?
The typical investment property refinance loan First Volunteer Bank made was $125K; across all loan types its typical loan ran from $85K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Volunteer Bank lend?
First Volunteer Bank decided applications in 6 of the states Fat Boy Data covers, most of them in Tennessee, Georgia and Alabama.
Can I apply to First Volunteer Bank directly?
Yes. First Volunteer Bank reports as a direct lender that takes applications from borrowers.
Does this page show First Volunteer Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Volunteer Bank treats applications, then get a rate quote from the lender.