refinance lenders · HMDA 2023–2025

Refinance lenders in Hamilton County, Tennessee

Fat Boy Data analyzed mortgage refinance activity in Hamilton County, Tennessee, home to Chattanooga, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,492 applications were decided by 244 lenders between 2023 and 2025.

Hamilton County at a glance

244Active lenders32 with 20+ decisions
79.1%Market approval rate2,763 of 3,492 decided
$285KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,537 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County79.1%Tennessee78.2%All 616 counties76.5%
Typical loan compared
Hamilton County$285KTennessee$295KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Hamilton County, TN, 340 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 56.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%One lender: 31% approved of 70One lender: 60% approved of 20One lender: 62% approved of 60One lender: 65% approved of 55Truist Bank: 67% approved of 319One lender: 68% approved of 53One lender: 70% approved of 20One lender: 71% approved of 24Regions Bank: 71% approved of 526One lender: 72% approved of 32One lender: 72% approved of 25One lender: 76% approved of 54One lender: 77% approved of 30First Horizon Bank: 77% approved of 177One lender: 79% approved of 42One lender: 79% approved of 57One lender: 80% approved of 85One lender: 84% approved of 25Rocket Mortgage, LLC: 87% approved of 241One lender: 87% approved of 31United Wholesale Mortgage, LLC: 88% approved of 205One lender: 91% approved of 43One lender: 91% approved of 66One lender: 91% approved of 22One lender: 92% approved of 37One lender: 92% approved of 79One lender: 93% approved of 29One lender: 95% approved of 130One lender: 96% approved of 24One lender: 98% approved of 53One lender: 100% approved of 56One lender: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank71%376 / 52690%$105K340
2Truist Bank67%214 / 31995%$125K203
3Rocket Mortgage, LLC87%209 / 24194%$305K196
4United Wholesale Mortgage, LLCBroker only88%180 / 20592%$335K165
5First Horizon Bank77%136 / 17796%$155K130

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 239 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Hamilton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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