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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Jefferson County, Colorado

Fat Boy Data analyzed home improvement loan activity in Jefferson County, Colorado, home to Lakewood, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,212 applications were decided by 152 lenders between 2023 and 2025.

Jefferson County at a glance

152Active lenders38 with 20+ decisions
73.3%Market approval rate5,284 of 7,212 decided
$95KTypical loanmedian lender, $10K brackets
93%Borrower take-up4,906 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County73.3%Colorado69.9%All 616 counties62.7%
Typical loan compared
Jefferson County$95KColorado$85KAll 616 counties$75K

What the data shows

Bellco made the most home improvement loans in Jefferson County, CO, 728 of them.

Meritrust Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 120.

The typical home improvement loan here is $95K, 12% larger than the Colorado typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%One lender: 33% approved of 146One lender: 42% approved of 40One lender: 48% approved of 195One lender: 49% approved of 43One lender: 54% approved of 209U.S. Bank National Association: 56% approved of 470One lender: 58% approved of 183One lender: 59% approved of 136One lender: 60% approved of 65One lender: 63% approved of 78One lender: 65% approved of 23One lender: 66% approved of 92One lender: 67% approved of 84One lender: 68% approved of 25One lender: 69% approved of 182One lender: 70% approved of 82One lender: 70% approved of 84One lender: 71% approved of 79Bellco: 71% approved of 1,087One lender: 72% approved of 110One lender: 73% approved of 37One lender: 74% approved of 23One lender: 74% approved of 124One lender: 76% approved of 161One lender: 79% approved of 90One lender: 79% approved of 34FirstBank: 80% approved of 619Credit Union of Denver: 83% approved of 394One lender: 84% approved of 387One lender: 85% approved of 360One lender: 85% approved of 54One lender: 85% approved of 185One lender: 86% approved of 129One lender: 88% approved of 52One lender: 90% approved of 20Canvas Credit Union: 91% approved of 443One lender: 92% approved of 120One lender: 96% approved of 148

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bellco71%771 / 1,08794%$95K728
2FirstBank80%496 / 61996%$75K476
3U.S. Bank National Association56%261 / 47096%$105K250
4Canvas Credit Union91%404 / 44396%$105K387
5Credit Union of Denver83%328 / 394100%$85K328

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 147 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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