Lender profile · HMDA 2023–2025
FirstBank Southwest mortgage approval rates & lending data
FirstBank Southwest decided 568 mortgage applications and funded 484 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 187 / 193 | 92% | $225K | 172 |
| Home improvement loans | 80% | 35 / 44 | 89% | $65K | 31 |
| Refinance | 68% | 52 / 76 | 85% | $125K | 44 |
| Investment property purchase | 99% | 134 / 135 | 95% | $145K | 127 |
| Investment refinance | 95% | 99 / 104 | 100% | $75K | 99 |
FirstBank Southwest lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 91% | $145K | 561 | 477 |
| Oklahoma | 100% | $235K | 3 | 3 |
| Arkansas | 100% | $335K | 1 | 1 |
| Florida | 100% | $465K | 1 | 1 |
| Illinois | 100% | $465K | 1 | 1 |
| North Carolina | 100% | $845K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.