FirstBank Southwest mortgage approval rate & lending review
FirstBank Southwest decided 568 mortgage applications and funded 484 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions FirstBank Southwest reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
FirstBank Southwest at a glance
Approval is 9.6 points above the 81.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 187 / 193 | 92% | $225K | 172 |
| Home improvement loans | 80% | 35 / 44 | 89% | $65K | 31 |
| Refinance | 68% | 52 / 76 | 85% | $125K | 44 |
| Investment property purchase | 99% | 134 / 135 | 95% | $145K | 127 |
| Investment refinance | 95% | 99 / 104 | 100% | $75K | 99 |
FirstBank Southwest lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 91% | $145K | 561 | 477 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where FirstBank Southwest lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Randall County, TX | Mortgage lenders | 97% | 96 | 84 |
| Potter County, TX | Mortgage lenders | 96% | 73 | 64 |
| Randall County, TX | Investment property purchase | 100% | 65 | 60 |
| Potter County, TX | Investment property purchase | 98% | 53 | 50 |
| Randall County, TX | Refinance | 70% | 37 | 23 |
| Potter County, TX | Refinance | 66% | 32 | 17 |
| Randall County, TX | Home improvement loans | 83% | 24 | 17 |
The county markets where FirstBank Southwest made the most loans. Each link opens that market with every lender ranked.
Questions about FirstBank Southwest
What is FirstBank Southwest's mortgage approval rate?
FirstBank Southwest approved 91.2% of the 568 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.6 points above the 81.6% national rate for the same mix of loan types.
How often do borrowers take the loan FirstBank Southwest offers?
Borrowers accepted 93% of the loans FirstBank Southwest approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does FirstBank Southwest make?
The typical home purchase mortgage loan FirstBank Southwest made was $225K; across all loan types its typical loan ran from $65K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does FirstBank Southwest lend?
FirstBank Southwest decided applications in 6 of the states Fat Boy Data covers, most of them in Texas, Oklahoma and Arkansas.
Can I apply to FirstBank Southwest directly?
Yes. FirstBank Southwest is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show FirstBank Southwest's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how FirstBank Southwest treats applications, then get a rate quote from the lender.