Firstmark Credit Union mortgage approval rate & lending review
Firstmark Credit Union decided 1,216 mortgage applications and funded 648 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Firstmark Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Firstmark Credit Union at a glance
Approval is 15.8 points below the 69.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 73% | 47 / 64 | 98% | $255K | 46 |
| Home improvement loans | 45% | 273 / 609 | 99% | $45K | 270 |
| Cash-out refinance | 57% | 17 / 30 | 100% | $185K | 17 |
| Refinance | 65% | 310 / 475 | 99% | $85K | 307 |
Firstmark Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 54% | $85K | 1,203 | 646 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Firstmark Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bexar County, TX | Refinance | 64% | 453 | 288 |
| Bexar County, TX | Home improvement loans | 45% | 564 | 250 |
| Bexar County, TX | Cash-out refinance | 50% | 24 | 12 |
The county markets where Firstmark Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Firstmark Credit Union
What is Firstmark Credit Union's mortgage approval rate?
Firstmark Credit Union approved 53.9% of the 1,216 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.8 points below the 69.6% national rate for the same mix of loan types.
How often do borrowers take the loan Firstmark Credit Union offers?
Borrowers accepted 99% of the loans Firstmark Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Firstmark Credit Union make?
The typical home improvement loan loan Firstmark Credit Union made was $45K; across all loan types its typical loan ran from $45K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Firstmark Credit Union lend?
Firstmark Credit Union decided applications in 9 of the states Fat Boy Data covers, most of them in Texas, Florida and Maryland.
Can I apply to Firstmark Credit Union directly?
Yes. Firstmark Credit Union is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Firstmark Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Firstmark Credit Union treats applications, then get a rate quote from the lender.