Fort Worth City Credit Union mortgage approval rate & lending review
Fort Worth City Credit Union decided 389 mortgage applications and funded 198 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Fort Worth City Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Fort Worth City Credit Union at a glance
Approval is 18.2 points below the 72.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 57% | 45 / 79 | 84% | $285K | 38 |
| Home improvement loans | 67% | 68 / 102 | 100% | $65K | 68 |
| Cash-out refinance | 52% | 63 / 120 | 90% | $95K | 57 |
| Refinance | 47% | 30 / 64 | 100% | $125K | 30 |
Fort Worth City Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 55% | $95K | 388 | 198 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Fort Worth City Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tarrant County, TX | Home improvement loans | 63% | 71 | 45 |
| Tarrant County, TX | Cash-out refinance | 49% | 84 | 36 |
| Tarrant County, TX | Refinance | 52% | 42 | 22 |
The county markets where Fort Worth City Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Fort Worth City Credit Union
What is Fort Worth City Credit Union's mortgage approval rate?
Fort Worth City Credit Union approved 54.5% of the 389 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 18.2 points below the 72.7% national rate for the same mix of loan types.
How often do borrowers take the loan Fort Worth City Credit Union offers?
Borrowers accepted 93% of the loans Fort Worth City Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Fort Worth City Credit Union make?
The typical cash-out refinance loan Fort Worth City Credit Union made was $95K; across all loan types its typical loan ran from $65K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Fort Worth City Credit Union lend?
Fort Worth City Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Texas and Ohio.
Can I apply to Fort Worth City Credit Union directly?
Yes. Fort Worth City Credit Union is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Fort Worth City Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Fort Worth City Credit Union treats applications, then get a rate quote from the lender.