Frontier Financial, Inc. mortgage approval rate & lending review
Frontier Financial, Inc. decided 436 mortgage applications and funded 435 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Frontier Financial, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Frontier Financial, Inc. at a glance
Approval is 12.9 points above the 86.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 399 / 400 | 100% | $195K | 399 |
Frontier Financial, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 100% | $195K | 191 | 191 |
| Missouri | 100% | $275K | 128 | 128 |
| Illinois | 99% | $175K | 100 | 99 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Frontier Financial, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Polk County, IA | Mortgage lenders | 100% | 165 | 165 |
| St. Charles County, MO | Mortgage lenders | 100% | 69 | 69 |
| Madison County, IL | Mortgage lenders | 100% | 34 | 34 |
| Dallas County, IA | Mortgage lenders | 100% | 20 | 20 |
The county markets where Frontier Financial, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Frontier Financial, Inc.
What is Frontier Financial, Inc.'s mortgage approval rate?
Frontier Financial, Inc. approved 99.8% of the 436 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.9 points above the 86.9% national rate for the same mix of loan types.
How often do borrowers take the loan Frontier Financial, Inc. offers?
Borrowers accepted 100% of the loans Frontier Financial, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Frontier Financial, Inc. make?
The typical home purchase mortgage loan Frontier Financial, Inc. made was $195K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Frontier Financial, Inc. lend?
Frontier Financial, Inc. decided applications in 5 of the states Fat Boy Data covers, most of them in Iowa, Missouri and Illinois.
Can I apply to Frontier Financial, Inc. directly?
Yes. Frontier Financial, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Frontier Financial, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Frontier Financial, Inc. treats applications, then get a rate quote from the lender.