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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Polk County, Iowa

Fat Boy Data analyzed home purchase mortgage activity in Polk County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 22,553 applications were decided by 366 lenders between 2023 and 2025.

Polk County at a glance

366Active lenders87 with 20+ decisions
92.1%Market approval rate20,772 of 22,553 decided
$225KTypical loanmedian lender, $10K brackets
98%Borrower take-up20,273 loans funded

How Polk County compares

Approval rate compared
Polk County92.1%Iowa92.2%All 616 counties87.6%
Typical loan compared
Polk County$225KIowa$205KAll 616 counties$335K

What the data shows

GREENSTATE Credit Union made the most home purchase mortgages in Polk County, IA, 3,033 of them.

Frontier Financial, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 165.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 26% approved of 381Triad Financial Services, Inc.: 30% approved of 214Marine Credit Union: 70% approved of 88Bank of America, National Association: 74% approved of 58Flagstar Bank, National Association: 82% approved of 67Bank: 84% approved of 79Plaza Home Mortgage, Inc.: 85% approved of 160American Pacific Mortgage Corporation: 85% approved of 475Dhi Mortgage Company, Ltd.: 88% approved of 726Navy Federal Credit Union: 88% approved of 59Wells Fargo Bank, National Association: 88% approved of 276Pennymac Loan Services, LLC: 89% approved of 132Collins Community Credit Union: 89% approved of 90Rocket Mortgage, LLC: 89% approved of 309Ixonia Bank: 89% approved of 84U.S. Bank National Association: 89% approved of 507Newrez LLC: 91% approved of 140Barrington Bank & Trust Company, National Association: 91% approved of 433Mortgage Research Center, LLC: 92% approved of 273Movement Mortgage, LLC: 92% approved of 190Guaranteed Rate, Inc.: 92% approved of 430Financial Plus Credit Union: 92% approved of 63Iowa Bankers Mortgage Corporation: 92% approved of 700Contract Exchange Corporation: 93% approved of 70Lower, LLC: 93% approved of 329Cardinal Financial Company, Limited Partnership: 94% approved of 89Empeople Credit Union: 95% approved of 168Bank Iowa: 95% approved of 187Bankers Trust Company: 95% approved of 379Cmg Mortgage, Inc.: 95% approved of 209GREENSTATE Credit Union: 95% approved of 3,309Gershman Investment Corp.: 95% approved of 602Land Home Financial Services, Inc.: 95% approved of 201Guild Mortgage Company LLC: 95% approved of 409The Central Trust Bank: 95% approved of 236JPMorgan Chase Bank, National Association: 95% approved of 87Greater Iowa Credit Union: 96% approved of 90Truist Bank: 96% approved of 139New American Funding, LLC: 96% approved of 909Farmers State Bank: 97% approved of 66Homeservices Lending, LLC: 97% approved of 808United Wholesale Mortgage, LLC: 97% approved of 446Veridian Credit Union: 97% approved of 1,457Compass Mortgage, Inc.: 97% approved of 109Plains Commerce Bank: 97% approved of 73West Gate Bank: 97% approved of 75Fairway Independent Mortgage Corporation: 97% approved of 356Central Bank: 98% approved of 284Lincoln Savings Bank: 98% approved of 354First Community Mortgage, Inc.: 98% approved of 134Envoy Mortgage, Ltd: 98% approved of 93Northwest Bank: 98% approved of 667Fidelity Bank: 98% approved of 340Dupaco Community: 98% approved of 63Fortress Bank: 99% approved of 421Luana Savings Bank: 99% approved of 408Stockton Mortgage Corporation: 99% approved of 82Community Choice Credit Union: 99% approved of 802Frontier Financial, Inc.: 100% approved of 165Premier Credit Union: 100% approved of 76

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Polk County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union95%3,136 / 3,30997%$205K3,033
2Veridian Credit Union97%1,415 / 1,45796%$205K1,360
3New American Funding, LLC96%875 / 909100%$195K874
4Homeservices Lending, LLC97%784 / 808100%$225K783
5Community Choice Credit Union99%793 / 802100%$255K790

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 361 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Polk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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