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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Polk County, Iowa

Fat Boy Data analyzed home purchase mortgage activity in Polk County, Iowa, home to Des Moines, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 22,553 applications were decided by 366 lenders between 2023 and 2025.

Polk County at a glance

366Active lenders87 with 20+ decisions
92.1%Market approval rate20,772 of 22,553 decided
$225KTypical loanmedian lender, $10K brackets
98%Borrower take-up20,273 loans funded

How Polk County compares

Approval rate compared
Polk County92.1%Iowa92.2%All 616 counties87.6%
Typical loan compared
Polk County$225KIowa$205KAll 616 counties$335K

What the data shows

GREENSTATE Credit Union made the most home purchase mortgages in Polk County, IA, 3,033 of them.

Frontier Financial, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 165.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 381One lender: 30% approved of 214One lender: 70% approved of 88One lender: 74% approved of 58One lender: 82% approved of 67One lender: 84% approved of 79One lender: 85% approved of 160One lender: 85% approved of 475One lender: 88% approved of 726One lender: 88% approved of 59One lender: 88% approved of 276One lender: 89% approved of 132One lender: 89% approved of 90One lender: 89% approved of 309One lender: 89% approved of 84One lender: 89% approved of 507One lender: 91% approved of 140One lender: 91% approved of 433One lender: 92% approved of 273One lender: 92% approved of 190One lender: 92% approved of 430One lender: 92% approved of 63One lender: 92% approved of 700One lender: 93% approved of 70One lender: 93% approved of 329One lender: 94% approved of 89One lender: 95% approved of 168One lender: 95% approved of 187One lender: 95% approved of 379One lender: 95% approved of 209GREENSTATE Credit Union: 95% approved of 3,309One lender: 95% approved of 602One lender: 95% approved of 201One lender: 95% approved of 409One lender: 95% approved of 236One lender: 95% approved of 87One lender: 96% approved of 90One lender: 96% approved of 139New American Funding, LLC: 96% approved of 909One lender: 97% approved of 66Homeservices Lending, LLC: 97% approved of 808One lender: 97% approved of 446Veridian Credit Union: 97% approved of 1,457One lender: 97% approved of 109One lender: 97% approved of 73One lender: 97% approved of 75One lender: 97% approved of 356One lender: 98% approved of 284One lender: 98% approved of 354One lender: 98% approved of 134One lender: 98% approved of 93One lender: 98% approved of 667One lender: 98% approved of 340One lender: 98% approved of 63One lender: 99% approved of 421One lender: 99% approved of 408One lender: 99% approved of 82Community Choice Credit Union: 99% approved of 802One lender: 100% approved of 165One lender: 100% approved of 76

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Polk County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union95%3,136 / 3,30997%$205K3,033
2Veridian Credit Union97%1,415 / 1,45796%$205K1,360
3New American Funding, LLC96%875 / 909100%$195K874
4Homeservices Lending, LLC97%784 / 808100%$225K783
5Community Choice Credit Union99%793 / 802100%$255K790

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 361 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Polk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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