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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Madison County, Illinois

Fat Boy Data analyzed home purchase mortgage activity in Madison County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,682 applications were decided by 316 lenders between 2023 and 2025.

Madison County at a glance

316Active lenders61 with 20+ decisions
90.2%Market approval rate9,640 of 10,682 decided
$175KTypical loanmedian lender, $10K brackets
97%Borrower take-up9,346 loans funded

How Madison County compares

Approval rate compared
Madison County90.2%Illinois89.1%All 616 counties87.6%
Typical loan compared
Madison County$175KIllinois$285KAll 616 counties$335K

What the data shows

FCB Banks made the most home purchase mortgages in Madison County, IL, 734 of them.

Frontier Financial, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical home purchase mortgage here is $175K, 39% smaller than the Illinois typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 8% approved of 2621St Mortgage Corporation: 15% approved of 40Zippy Loans, LLC: 41% approved of 201GREENSTATE Credit Union: 50% approved of 22Triad Financial Services, Inc.: 58% approved of 277Neighborhood Loans, Inc.: 63% approved of 27First Community: 64% approved of 89USAA Federal Savings Bank: 71% approved of 63Bank of America, National Association: 78% approved of 50Navy Federal Credit Union: 80% approved of 96PNC Bank, National Association: 83% approved of 46Fairway Independent Mortgage Corporation: 83% approved of 144Wells Fargo Bank, National Association: 84% approved of 31CNB Bank And Trust, N.A.: 85% approved of 72Bank of Hillsboro, National Association: 86% approved of 64Gershman Investment Corp.: 86% approved of 72Rocket Mortgage, LLC: 86% approved of 219Associated Bank, National Association: 87% approved of 67First Mid Bank & Trust, National Association: 87% approved of 220JPMorgan Chase Bank, National Association: 87% approved of 61Together Credit Union: 87% approved of 23U.S. Bank National Association: 88% approved of 233Paramount Bank: 89% approved of 36Leaderone Financial Corporation: 89% approved of 38Nqm Funding, LLC: 90% approved of 68Movement Mortgage, LLC: 90% approved of 62Regions Bank: 90% approved of 166Equity Prime Mortgage LLC: 91% approved of 33Mortgage Research Center, LLC: 91% approved of 392United Community Bank: 92% approved of 143The Bradford National Bank of Greenville: 92% approved of 60Bank of Springfield: 92% approved of 66Zillow Home Loans, LLC: 93% approved of 27Heartland Bank And Trust Company: 93% approved of 56Midwest BankCentre: 94% approved of 123United Wholesale Mortgage, LLC: 94% approved of 385Primelending, A Plainscapital Company: 94% approved of 851St Midamerica Credit Union: 94% approved of 335FCB Banks: 94% approved of 778Busey Bank: 95% approved of 212American Portfolio Mortgage Corporation: 95% approved of 20New American Funding, LLC: 95% approved of 707American Pacific Mortgage Corporation: 95% approved of 147Guild Mortgage Company LLC: 95% approved of 221Guaranteed Rate, Inc.: 96% approved of 282Scott Credit Union: 97% approved of 383Das Acquisition Company, LLC: 97% approved of 250Carrollton Bank: 97% approved of 537Crosscountry Mortgage, LLC: 97% approved of 106Endeavor Capital, LLC.: 97% approved of 553Mutual of Omaha Mortgage, Inc.: 97% approved of 75Delmar Financial Company: 98% approved of 412Collinsville Building and Loan Association: 98% approved of 55Flat Branch Mortgage, Inc.: 98% approved of 356Ark-La-Tex Financial Services, LLC.: 98% approved of 127GCS Credit Union: 99% approved of 91Frontier Financial, Inc.: 100% approved of 34Citizens Equity First Credit Union: 100% approved of 32Lower, LLC: 100% approved of 31Stifel Bank and Trust: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Madison County

LenderApprovalApprovedTaken upTypical loanLoans made
1FCB Banks94%735 / 778100%$225K734
2New American Funding, LLC95%672 / 70799%$145K666
3Endeavor Capital, LLC.97%538 / 553100%$145K538
4Carrollton Bank97%521 / 537100%$145K519
5Delmar Financial Company98%403 / 41290%$185K364

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 311 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Madison County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

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