Generations Community mortgage approval rate & lending review
Generations Community decided 989 mortgage applications and funded 653 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Generations Community reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Generations Community at a glance
Approval is 0.4 points above the 70.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 62% | 50 / 80 | 92% | $205K | 46 |
| Cash-out refinance | 72% | 631 / 879 | 94% | $85K | 593 |
Generations Community lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 70% | $85K | 989 | 653 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Generations Community lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bexar County, TX | Cash-out refinance | 72% | 814 | 549 |
| Comal County, TX | Cash-out refinance | 68% | 31 | 18 |
The county markets where Generations Community made the most loans. Each link opens that market with every lender ranked.
Questions about Generations Community
What is Generations Community's mortgage approval rate?
Generations Community approved 70.5% of the 989 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.4 points above the 70.1% national rate for the same mix of loan types.
How often do borrowers take the loan Generations Community offers?
Borrowers accepted 94% of the loans Generations Community approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Generations Community make?
The typical cash-out refinance loan Generations Community made was $85K; across all loan types its typical loan ran from $85K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Generations Community lend?
Generations Community decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Generations Community directly?
Yes. Generations Community is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Generations Community's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Generations Community treats applications, then get a rate quote from the lender.