Gershman Investment Corp. mortgage approval rate & lending review
Gershman Investment Corp. decided 7,625 mortgage applications and funded 7,127 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Gershman Investment Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Gershman Investment Corp. at a glance
Approval is 7.5 points above the 86.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 6,286 / 6,649 | 100% | $235K | 6,258 |
| Cash-out refinance | 83% | 193 / 233 | 100% | $195K | 193 |
| Refinance | 93% | 299 / 321 | 99% | $285K | 296 |
| Investment property purchase | 92% | 336 / 365 | 99% | $205K | 333 |
| Investment cash-out refinance | 91% | 31 / 34 | 97% | $155K | 30 |
Gershman Investment Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 94% | $205K | 2,658 | 2,487 |
| Nebraska | 98% | $225K | 1,326 | 1,294 |
| Florida | 95% | $355K | 1,292 | 1,215 |
| Iowa | 95% | $255K | 910 | 861 |
| Arkansas | 91% | $345K | 727 | 659 |
| Tennessee | 91% | $305K | 299 | 272 |
| Illinois | 76% | $165K | 239 | 181 |
| Colorado | 99% | $335K | 67 | 66 |
| Texas | 70% | $325K | 20 | 14 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Gershman Investment Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lancaster County, NE | Mortgage lenders | 99% | 987 | 971 |
| Greene County, MO | Mortgage lenders | 97% | 740 | 713 |
| Polk County, IA | Mortgage lenders | 95% | 602 | 571 |
| Jefferson County, MO | Mortgage lenders | 93% | 446 | 411 |
| Hillsborough County, FL | Mortgage lenders | 97% | 395 | 381 |
| St. Charles County, MO | Mortgage lenders | 98% | 362 | 354 |
| Benton County, AR | Mortgage lenders | 97% | 329 | 317 |
| Montgomery County, TN | Mortgage lenders | 91% | 256 | 233 |
| St. Louis County, MO | Mortgage lenders | 95% | 241 | 228 |
| St. Louis city, MO | Mortgage lenders | 95% | 241 | 228 |
| Pinellas County, FL | Mortgage lenders | 96% | 211 | 202 |
| Dallas County, IA | Mortgage lenders | 98% | 195 | 191 |
The county markets where Gershman Investment Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Gershman Investment Corp.
What is Gershman Investment Corp.'s mortgage approval rate?
Gershman Investment Corp. approved 93.9% of the 7,625 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.5 points above the 86.5% national rate for the same mix of loan types.
How often do borrowers take the loan Gershman Investment Corp. offers?
Borrowers accepted 100% of the loans Gershman Investment Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Gershman Investment Corp. make?
The typical home purchase mortgage loan Gershman Investment Corp. made was $235K; across all loan types its typical loan ran from $155K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Gershman Investment Corp. lend?
Gershman Investment Corp. decided applications in 19 of the states Fat Boy Data covers, most of them in Missouri, Nebraska and Florida.
Can I apply to Gershman Investment Corp. directly?
Yes. Gershman Investment Corp. reports as a direct lender that takes applications from borrowers.
Does this page show Gershman Investment Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Gershman Investment Corp. treats applications, then get a rate quote from the lender.