GoPrime Mortgage, Inc. mortgage approval rate & lending review
GoPrime Mortgage, Inc. decided 2,972 mortgage applications and funded 2,729 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions GoPrime Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to goprime.com.
GoPrime Mortgage, Inc. at a glance
Approval is 6.2 points above the 86.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 2,368 / 2,538 | 100% | $325K | 2,358 |
| Cash-out refinance | 78% | 107 / 137 | 99% | $285K | 106 |
| Refinance | 90% | 117 / 130 | 100% | $265K | 117 |
| Investment property purchase | 92% | 123 / 133 | 99% | $265K | 122 |
| Investment cash-out refinance | 80% | 20 / 25 | 100% | $155K | 20 |
GoPrime Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 93% | $315K | 1,659 | 1,532 |
| Oregon | 94% | $295K | 296 | 276 |
| Montana | 98% | $475K | 177 | 173 |
| Texas | 90% | $345K | 176 | 157 |
| South Carolina | 91% | $265K | 119 | 108 |
| Florida | 83% | $335K | 116 | 96 |
| Virginia | 98% | $325K | 90 | 88 |
| Washington | 98% | $505K | 46 | 45 |
| Tennessee | 94% | $335K | 36 | 34 |
| Arizona | 76% | $385K | 29 | 22 |
| Georgia | 68% | $335K | 28 | 19 |
| California | 70% | $755K | 20 | 14 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where GoPrime Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Wake County, NC | Mortgage lenders | 95% | 306 | 289 |
| Moore County, NC | Mortgage lenders | 97% | 286 | 276 |
| Douglas County, OR | Mortgage lenders | 97% | 232 | 223 |
| Gallatin County, MT | Mortgage lenders | 98% | 132 | 129 |
| Henderson County, NC | Mortgage lenders | 98% | 129 | 125 |
| Buncombe County, NC | Mortgage lenders | 97% | 112 | 106 |
| Harnett County, NC | Mortgage lenders | 89% | 109 | 97 |
| Cumberland County, NC | Mortgage lenders | 86% | 111 | 96 |
| Johnston County, NC | Mortgage lenders | 96% | 89 | 85 |
| Durham County, NC | Mortgage lenders | 90% | 58 | 52 |
| Catawba County, NC | Mortgage lenders | 100% | 27 | 27 |
| Wake County, NC | Cash-out refinance | 77% | 31 | 23 |
The county markets where GoPrime Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about GoPrime Mortgage, Inc.
What is GoPrime Mortgage, Inc.'s mortgage approval rate?
GoPrime Mortgage, Inc. approved 92.3% of the 2,972 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.2 points above the 86.1% national rate for the same mix of loan types.
How often do borrowers take the loan GoPrime Mortgage, Inc. offers?
Borrowers accepted 100% of the loans GoPrime Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does GoPrime Mortgage, Inc. make?
The typical home purchase mortgage loan GoPrime Mortgage, Inc. made was $325K; across all loan types its typical loan ran from $155K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does GoPrime Mortgage, Inc. lend?
GoPrime Mortgage, Inc. decided applications in 34 of the states Fat Boy Data covers, most of them in North Carolina, Oregon and Montana.
Can I apply to GoPrime Mortgage, Inc. directly?
Yes. GoPrime Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is goprime.com.
Does this page show GoPrime Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how GoPrime Mortgage, Inc. treats applications, then get a rate quote from the lender.