Grace Home Lending, LLC mortgage approval rate & lending review
Grace Home Lending, LLC decided 1,113 mortgage applications and funded 1,082 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Grace Home Lending, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to houseloan.com.
Grace Home Lending, LLC at a glance
Approval is 9.8 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,057 / 1,085 | 100% | $365K | 1,055 |
| Investment property purchase | 96% | 24 / 25 | 100% | $285K | 24 |
Grace Home Lending, LLC lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Grace Home Lending, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Montgomery County, TX | Mortgage lenders | 98% | 303 | 295 |
| Fort Bend County, TX | Mortgage lenders | 96% | 159 | 153 |
The county markets where Grace Home Lending, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Grace Home Lending, LLC
What is Grace Home Lending, LLC's mortgage approval rate?
Grace Home Lending, LLC approved 97.4% of the 1,113 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.8 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Grace Home Lending, LLC offers?
Borrowers accepted 100% of the loans Grace Home Lending, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Grace Home Lending, LLC make?
The typical home purchase mortgage loan Grace Home Lending, LLC made was $365K; across all loan types its typical loan ran from $285K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Grace Home Lending, LLC lend?
Grace Home Lending, LLC decided applications in 2 of the states Fat Boy Data covers, most of them in Texas and Florida.
Can I apply to Grace Home Lending, LLC directly?
Yes. Grace Home Lending, LLC reports as a direct lender that takes applications from borrowers. Its website is houseloan.com.
Does this page show Grace Home Lending, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Grace Home Lending, LLC treats applications, then get a rate quote from the lender.