Grand River Bank mortgage approval rate & lending review
Grand River Bank decided 250 mortgage applications and funded 237 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Grand River Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Grand River Bank at a glance
Approval is 10.4 points above the 84.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 168 / 172 | 100% | $265K | 168 |
| Investment property purchase | 97% | 34 / 35 | 100% | $215K | 34 |
Grand River Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 96% | $265K | 246 | 234 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Grand River Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kent County, MI | Mortgage lenders | 98% | 107 | 105 |
| Ottawa County, MI | Mortgage lenders | 100% | 39 | 39 |
| Kent County, MI | Investment property purchase | 96% | 24 | 23 |
The county markets where Grand River Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Grand River Bank
What is Grand River Bank's mortgage approval rate?
Grand River Bank approved 95.2% of the 250 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.4 points above the 84.8% national rate for the same mix of loan types.
How often do borrowers take the loan Grand River Bank offers?
Borrowers accepted 100% of the loans Grand River Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Grand River Bank make?
The typical home purchase mortgage loan Grand River Bank made was $265K; across all loan types its typical loan ran from $215K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Grand River Bank lend?
Grand River Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Michigan, Florida and Ohio.
Can I apply to Grand River Bank directly?
Yes. Grand River Bank is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Grand River Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Grand River Bank treats applications, then get a rate quote from the lender.