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investment property lenders · HMDA 2023–2025

Investment property lenders in Kent County, Michigan

Fat Boy Data analyzed investment property mortgage activity in Kent County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,365 applications were decided by 190 lenders between 2023 and 2025.

Kent County at a glance

190Active lenders17 with 20+ decisions
88.3%Market approval rate1,206 of 1,365 decided
$205KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,169 loans funded

How Kent County compares

Approval rate compared
Kent County88.3%Michigan86.0%All 616 counties87.5%
Typical loan compared
Kent County$205KMichigan$135KAll 616 counties$255K

What the data shows

Lake Michigan Credit Union made the most investment property mortgages in Kent County, MI, 127 of them.

Consumers Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

The typical investment property mortgage here is $205K, 52% larger than the Michigan typical of $135K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 35% approved of 40Flagstar Bank, National Association: 65% approved of 20Fifth Third Bank, National Association: 76% approved of 33Mercantile Bank: 85% approved of 41Neighborhood Loans, Inc.: 86% approved of 50Lake Michigan Credit Union: 89% approved of 144United Wholesale Mortgage, LLC: 89% approved of 112Old National Bank: 90% approved of 20United Bank of Michigan: 91% approved of 33Kiavi Funding, Inc.: 93% approved of 132Churchill Mortgage Corporation: 95% approved of 21Northpointe Bank: 96% approved of 23Grand River Bank: 96% approved of 24Independent Bank: 96% approved of 25Consumers Credit Union: 100% approved of 42The Huntington National Bank: 100% approved of 30Guild Mortgage Company LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Kent County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lake Michigan Credit Union89%128 / 14499%$205K127
2Kiavi Funding, Inc.93%123 / 13298%$185K120
3United Wholesale Mortgage, LLCBroker only89%100 / 11299%$195K99
4Neighborhood Loans, Inc.86%43 / 5098%$185K42
5Consumers Credit Union100%42 / 42100%$205K42

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 185 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Kent County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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