Lender profile · HMDA 2023–2025
Great Southern Bank mortgage approval rates & lending data
Great Southern Bank decided 2,079 mortgage applications and funded 1,705 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 949 / 1,007 | 100% | $225K | 949 |
| Home improvement loans | 56% | 246 / 441 | 100% | $45K | 245 |
| Cash-out refinance | 75% | 138 / 183 | 100% | $135K | 138 |
| Refinance | 78% | 196 / 250 | 99% | $135K | 194 |
| Investment property purchase | 99% | 139 / 141 | 96% | $165K | 134 |
| Investment refinance | 92% | 35 / 38 | 91% | $155K | 32 |
Great Southern Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 82% | $225K | 1,352 | 1,097 |
| Iowa | 84% | $175K | 348 | 291 |
| Minnesota | 81% | $185K | 93 | 74 |
| Kansas | 81% | $255K | 74 | 59 |
| Arkansas | 75% | $145K | 56 | 41 |
| Florida | 92% | $225K | 25 | 22 |
| Illinois | 90% | $145K | 21 | 19 |
| Texas | 82% | $605K | 17 | 13 |
| Nebraska | 100% | $385K | 12 | 12 |
| North Carolina | 100% | $385K | 9 | 9 |
| Oklahoma | 88% | $415K | 8 | 7 |
| Arizona | 86% | $305K | 7 | 6 |
| Colorado | 100% | $675K | 5 | 5 |
| California | 100% | $75K | 4 | 4 |
| Nevada | 100% | $605K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.