Greater Iowa Credit Union mortgage approval rate & lending review
Greater Iowa Credit Union decided 616 mortgage applications and funded 435 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Greater Iowa Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Greater Iowa Credit Union at a glance
Approval is 8.6 points above the 71.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 113 / 119 | 93% | $245K | 105 |
| Home improvement loans | 80% | 124 / 155 | 92% | $45K | 114 |
| Cash-out refinance | 77% | 189 / 245 | 85% | $75K | 161 |
| Refinance | 69% | 60 / 87 | 77% | $145K | 46 |
Greater Iowa Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 81% | $75K | 614 | 435 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Greater Iowa Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Polk County, IA | Cash-out refinance | 78% | 214 | 142 |
| Polk County, IA | Home improvement loans | 79% | 136 | 99 |
| Polk County, IA | Mortgage lenders | 96% | 90 | 79 |
| Polk County, IA | Refinance | 69% | 77 | 40 |
| Dallas County, IA | Mortgage lenders | 92% | 25 | 22 |
| Dallas County, IA | Cash-out refinance | 81% | 27 | 19 |
The county markets where Greater Iowa Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Greater Iowa Credit Union
What is Greater Iowa Credit Union's mortgage approval rate?
Greater Iowa Credit Union approved 80.5% of the 616 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.6 points above the 71.9% national rate for the same mix of loan types.
How often do borrowers take the loan Greater Iowa Credit Union offers?
Borrowers accepted 88% of the loans Greater Iowa Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Greater Iowa Credit Union make?
The typical cash-out refinance loan Greater Iowa Credit Union made was $75K; across all loan types its typical loan ran from $45K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Greater Iowa Credit Union lend?
Greater Iowa Credit Union decided applications in 3 of the states Fat Boy Data covers, most of them in Iowa, Maryland and South Dakota.
Can I apply to Greater Iowa Credit Union directly?
Yes. Greater Iowa Credit Union is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Greater Iowa Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Greater Iowa Credit Union treats applications, then get a rate quote from the lender.