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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Polk County, Iowa

Fat Boy Data analyzed cash-out refinance activity in Polk County, Iowa, home to Des Moines, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,483 applications were decided by 175 lenders between 2023 and 2025.

Polk County at a glance

175Active lenders35 with 20+ decisions
68.2%Market approval rate3,055 of 4,483 decided
$135KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,873 loans funded

How Polk County compares

Approval rate compared
Polk County68.2%Iowa71.7%All 616 counties68.2%
Typical loan compared
Polk County$135KIowa$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Polk County, IA, 573 of them.

Premier Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 72Amerisave Mortgage Corporation: 23% approved of 278One lender: 25% approved of 28One lender: 41% approved of 88One lender: 45% approved of 120One lender: 49% approved of 100Marine Credit Union: 51% approved of 266One lender: 56% approved of 121One lender: 56% approved of 71One lender: 58% approved of 112One lender: 61% approved of 46One lender: 62% approved of 24One lender: 67% approved of 51One lender: 67% approved of 139One lender: 69% approved of 118One lender: 71% approved of 85One lender: 71% approved of 28One lender: 72% approved of 32Rocket Mortgage, LLC: 74% approved of 783One lender: 76% approved of 103Greater Iowa Credit Union: 78% approved of 214One lender: 79% approved of 47One lender: 81% approved of 37One lender: 84% approved of 25One lender: 85% approved of 26One lender: 86% approved of 98One lender: 87% approved of 132One lender: 88% approved of 26GREENSTATE Credit Union: 89% approved of 379One lender: 91% approved of 85One lender: 96% approved of 24One lender: 96% approved of 25One lender: 96% approved of 55One lender: 100% approved of 38One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Polk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%582 / 78398%$135K573
2GREENSTATE Credit Union89%339 / 37995%$95K323
3Amerisave Mortgage Corporation23%65 / 27895%$75K62
4Marine Credit Union51%136 / 26680%$65K109
5Greater Iowa Credit Union78%167 / 21485%$75K142

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 170 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Polk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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