Greater Texas Federal Credit Union mortgage approval rate & lending review
Greater Texas Federal Credit Union decided 984 mortgage applications and funded 404 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Greater Texas Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Greater Texas Federal Credit Union at a glance
Approval is 20.9 points below the 68.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 114 / 121 | 95% | $285K | 108 |
| Home improvement loans | 40% | 238 / 602 | 82% | $55K | 194 |
| Cash-out refinance | 45% | 65 / 144 | 94% | $175K | 61 |
| Refinance | 44% | 41 / 94 | 85% | $165K | 35 |
Greater Texas Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 47% | $165K | 984 | 404 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Greater Texas Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Brazos County, TX | Home improvement loans | 50% | 118 | 51 |
| Brazos County, TX | Mortgage lenders | 98% | 45 | 42 |
| Harris County, TX | Home improvement loans | 35% | 89 | 25 |
| Travis County, TX | Home improvement loans | 35% | 75 | 22 |
| Hidalgo County, TX | Home improvement loans | 34% | 47 | 15 |
| Brazos County, TX | Cash-out refinance | 61% | 28 | 14 |
| Tarrant County, TX | Home improvement loans | 45% | 40 | 13 |
| Brazos County, TX | Refinance | 57% | 21 | 11 |
| Denton County, TX | Home improvement loans | 43% | 21 | 8 |
| Bastrop County, TX | Home improvement loans | 35% | 23 | 7 |
| Hays County, TX | Home improvement loans | 60% | 20 | 6 |
| Williamson County, TX | Home improvement loans | 29% | 24 | 6 |
The county markets where Greater Texas Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Greater Texas Federal Credit Union
What is Greater Texas Federal Credit Union's mortgage approval rate?
Greater Texas Federal Credit Union approved 47.2% of the 984 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 20.9 points below the 68.0% national rate for the same mix of loan types.
How often do borrowers take the loan Greater Texas Federal Credit Union offers?
Borrowers accepted 87% of the loans Greater Texas Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Greater Texas Federal Credit Union make?
The typical home improvement loan loan Greater Texas Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Greater Texas Federal Credit Union lend?
Greater Texas Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Greater Texas Federal Credit Union directly?
Yes. Greater Texas Federal Credit Union is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Greater Texas Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Greater Texas Federal Credit Union treats applications, then get a rate quote from the lender.